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5 9 reviews
Loan agency in Tallapoosa County, Alabama

1222 Lee St, Alexander City, AL 35010, USA
+1 (256) 234-7191
www.onemainfinancial.com
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–7PM
Wednesday
9AM–5:30PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

OneMain General Services Corporation

Contact Data

[email protected]

+1.8124922507

Feedback about OneMain Financial?

Here you see the reviews of our customers.

Very friendly atmosphere.

Francisco Legros

Everyone is very kind and will go over and beyond to help you.

Gregory Volkman II

Great place to work...and the company culture is great

Prof. Neha Kunze

Friendly staff, great reps, awesome price point.

Chet Dach

Great Quality and the BEST Service

Ludwig Rau

Pay Attention

Above-specified info offers the details about a exact lending company. Below-shown info is devoted to common information about payday loans.

Payday Loans in Alexander City, Alabama

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Alexander City, Alabama is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more cash advance you pay back off, the more favorable rates you will get.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will OneMain Financial help take out a loan in Alexander City, Alabama?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Microfinance organizations in Alexander City, al consider this circumstance not a drawback to take out a loan. The borrower of a payday loan should be ready to objectively estimate financial solvency, issue a loan, pay off the debt on time and not only cope with current problems, but enhance the credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will specify the cost of the cash advance.

APR Calculator

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BBVA Bank

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Credit Central

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+1 (251) 247-1070

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MAX Credit Union ATM

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Regions Bank

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+1 (256) 713-7600

www.regions.com

Regional Finance

2140 E University Dr Suite E, Auburn, AL 36830, USA

+1 (334) 887-4440

branches.regionalfinance.com

Avadian Credit Union

1091 Ross Clark Cir, Dothan, AL 36303, USA

+1 (334) 702-8741

avadiancu.com

EZ Money

2655 Pelham Pkwy, Pelham, AL 35124, USA

+1 (205) 664-2512

www.getezmoney.com

Always Money

1602 2nd Ave SW, Cullman, AL 35055, USA

+1 (256) 734-9860

alwaysmoney.com

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