Welcome to Our Online Loan Referral Service

3.4 22 reviews

3968 US-280, Alexander City, AL 35010, USA
+1 (256) 329-3599
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
7:30AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM

Feedback about Depot Gun & Pawn?

Here you see the reviews of our clients.

Pretty cool selection most days & reasonably priced.

Gennaro Murphy I

Friendly service and great people

Ms. Leslie Braun

Will not buy anymore ammunition the owner is doubling his prices

Tamia Brakus

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will tell about general information about payday loans and its specific features.

Payday Loans in Alexander City, Alabama

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is simple and fast to issue payday loans in Alexander City, Alabama. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be offered one of the most reasonable terms and rates.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Depot Gun & Pawn help take out a loan in Alexander City, Alabama?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to process the application. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in Alexander City, al will estimate other aspects like financial capabilities and approve a loan. This is a way to enhance your credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Alexander City, Alabama

Advance America

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+1 (256) 378-6667

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Advance America

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+1 (251) 943-3017

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Credit Central

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+1 (334) 808-8788

www.creditcentralllc.com

E-Z Cash Title Loans

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Advance America

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+1 (334) 272-4606

www.advanceamerica.net

Loan Master

3705 Sullivan St, Madison, AL 35758, USA

+1 (256) 464-5350

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PNC Bank

949 Fairhope Ave, Fairhope, AL 36532, USA

+1 (251) 928-8838

apps.pnc.com

Regional Finance

1845 Montgomery Hwy Suite 221, Hoover, AL 35244, USA

+1 (205) 987-9951

branches.regionalfinance.com

EZ Money

1220 Bankhead Hwy W, Birmingham, AL 35204, USA

+1 (205) 324-1339

expressloansofamerica.com

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