Welcome to Our Online Loan Referral Service

4.7 12 reviews

87672 AL-74, Snead, AL 35952, USA
+1 (205) 625-4434
www.hometownbankal.com
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5:30PM
Saturday
8:30AM–12PM

Domain Info

Created Date

2002-10-09

Mailing Address

AL, United States

Company Name

HOMETOWN BANK OF ALABAMA

HOMETOWN BANK OF ALABAMA

Contact Data

Feedback about Hometown Bank of Alabama?

Here you read the reviews of our customers.

They helped me with a small loan to start my own credit. Everyone that I have meet, Are Very kind and Knowledge in what they are Doing! :-D.

Brandi Greenholt

Very down to earth people, friendly staff, very knowledgeable.

Aurore Walter Jr.

Great service and awesome staff

Keely Osinski

Pay Attention

Further there will be presented the details about not a exact lending company. The information below will define shared information about payday loans and its specific aspects.

Payday Loans in Altoona, Pennsylvania

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

It is easy and fast to take out payday loans in Altoona, Pennsylvania. The rates are set on an individual basis: if a customer repays as much loans as possible, he will be offered one of the most favorable terms and rates.

APR

6% APR small loan cap

How will Hometown Bank of Alabama help issue a loan in Altoona, Pennsylvania?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed funds will be credited to account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be processed in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to issue a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is assessed by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Altoona, pa will estimate other aspects like payment abilities and approve a loan. This is a way to enhance your credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to apply the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Altoona, Alabama

Vision Bank

21E N Greeno Rd, Fairhope, AL 36532, USA

+1 (251) 928-3604

ATM (Regions Bank)

2001 Rainbow Dr, Gadsden, AL 35901, USA

+1 (800) 734-4667

www.regions.com

AlaTrust Credit Union

303 East St S, Talladega, AL 35160, USA

+1 (800) 264-8031

www.alatrustcu.com

Covington Credit

1400 9th Ave N, Bessemer, AL 35020, USA

+1 (205) 733-4228

www.mymoneytogo.com

Helen A Ralph | Fairway Independent Mortgage Corporation Loan Officer

6845 Halcyon Park Dr, Montgomery, AL 36117, USA

+1 (334) 270-9100

www.loansbyhelenr.com

All In Credit Union

651 AL-87, Troy, AL 36079, USA

+1 (334) 598-4411

www.allincu.com

First United Security Bank

688 US-84, Coffeeville, AL 36524, USA

+1 (251) 276-3291

www.firstusbank.com

Service Loan Company

2464 Pepperell Pkwy, Opelika, AL 36801, USA

+1 (334) 749-4003

www.serviceloansouth.com

First US Bank

131 Main St, Grove Hill, AL 36451, USA

+1 (251) 275-4111

www.firstusbank.com

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