What people think about First Southern Financial?
Below you see some of the opinions of our clients.
They approve applicants urgently and transfer money the same day. But be careful – they charge high fees for delayed payments. You’d better be a responsible borrower! Do not repeat my mistake!
Laurine Gerhold
I have already used this company once and I was very happy with the rates. This is the only day and night website with affordable rates in my town.
Sallie Hegmann
Good website with affordable rates. They transferred within 3 hours, as promised. I will use First Southern Financial again if I need extra money.
Clark Balistreri
Fast application. I only needed an ID and a bank account. Fast approval. The first time I was accepted for $600 only. Hope the limit will increase next time. APR is fair. Repaid the loan earlier than agreed. If you wish, the term can be also extended.
Norval Treutel
I took out for a $1,000 loan when I needed money after dismissal from work. There simply was no other way out. I found this website on the Internet. Other lender charged VERY HIGH rates. One lender refused me, another approved me for a smaller amount but here it got as much as I needed.
Dr. Tyrell Gusikowski
A good company. They quickly processed my application. Had funds in my account the next day. If you need some extra funds urgently, this is the best loan provider, I’m telling you!
Wendy Balistreri
Pay Attention
Below you can see general information about payday loans and their common characteristics.
Payday Loans in Arab, Alabama
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.
It is trouble-free and fast to get accepted for payday loans in Arab, Alabama. The interest rate will be set specifically for each client and will depend on the personal information the person provided.
APR
456%*
Max Loan
$500
Min Term
10 days
Max Term
31 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit rating can usually be an obstacle to taking out a bank loan. A payday loan can rescue individuals who have bad credit scores or have no credit score. But we remind you that as with any loan you should only consider applying for a payday loan if you are assured that you can make payments on scheduled.
To get accepted for a cash advance, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.
APR Calculator
Other Payday Lenders in Arab, Alabama
Edward Jones - Financial Advisor: Bill Greenwald, AAMS®
3 E Ct Square, Andalusia, AL 36420, USA
+1 (334) 222-5806
www.edwardjones.com
WinSouth Credit Union
67 Roy Sanderson Ave, Rainsville, AL 35986, USA
+1 (256) 439-3100
www.winsouthcu.com
Advance America
300 Oxmoor Rd Suite 101, Homewood, AL 35209, USA
+1 (205) 945-1615
www.advanceamerica.net
Check Into Cash
535 Military St S Suite 5, Hamilton, AL 35570, USA
+1 (205) 921-2400
local.checkintocash.com
Edward Jones - Financial Advisor: Jonathan E Shoffner, AAMS®
1740 Taliaferro Trail, Montgomery, AL 36117, USA
+1 (334) 593-5612
www.edwardjones.com
Cullman Savings Bank
3201 AL-157, Cullman, AL 35058, USA
+1 (256) 734-7449
www.cullmansavingsbank.com
