Welcome to Our Online Loan Referral Service

5 reviews

119 S Brindlee Mountain Pkwy, Arab, AL 35016, USA
+1 (256) 586-1214
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed

What people think about First Southern Financial?

Below you see some of the opinions of our clients.

They approve applicants urgently and transfer money the same day. But be careful – they charge high fees for delayed payments. You’d better be a responsible borrower! Do not repeat my mistake!

Laurine Gerhold

I have already used this company once and I was very happy with the rates. This is the only day and night website with affordable rates in my town.

Sallie Hegmann

Good website with affordable rates. They transferred within 3 hours, as promised. I will use First Southern Financial again if I need extra money.

Clark Balistreri

Fast application. I only needed an ID and a bank account. Fast approval. The first time I was accepted for $600 only. Hope the limit will increase next time. APR is fair. Repaid the loan earlier than agreed. If you wish, the term can be also extended.

Norval Treutel

I took out for a $1,000 loan when I needed money after dismissal from work. There simply was no other way out. I found this website on the Internet. Other lender charged VERY HIGH rates. One lender refused me, another approved me for a smaller amount but here it got as much as I needed.

Dr. Tyrell Gusikowski

A good company. They quickly processed my application. Had funds in my account the next day. If you need some extra funds urgently, this is the best loan provider, I’m telling you!

Wendy Balistreri

Pay Attention

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Arab, Alabama

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

It is trouble-free and fast to get accepted for payday loans in Arab, Alabama. The interest rate will be set specifically for each client and will depend on the personal information the person provided.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can usually be an obstacle to taking out a bank loan. A payday loan can rescue individuals who have bad credit scores or have no credit score. But we remind you that as with any loan you should only consider applying for a payday loan if you are assured that you can make payments on scheduled.

To get accepted for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in Arab, Alabama

Top Dollar Pawn

2009 Gunter Ave, Guntersville, AL 35976, USA

+1 (256) 582-2274

West Alabama Bank & Trust

1014 Washington St, Marion, AL 36756, USA

+1 (334) 683-6147

www.wabt.com

OneMain Financial

2410 US-231, Wetumpka, AL 36093, USA

+1 (334) 514-0187

www.onemainfinancial.com

Credit Central

1107 7th St S, Clanton, AL 35045, USA

+1 (205) 755-2206

www.creditcentralllc.com

Cash Exchange

1029 6th Ave SE, Decatur, AL 35601, USA

+1 (256) 353-1111

www.midcityjewelry.com

Check Into Cash

1911 Skyland Blvd E, Tuscaloosa, AL 35405, USA

+1 (205) 507-1058

local.checkintocash.com

Liberty Finance

1949 Gault Ave N STE 103, Fort Payne, AL 35967, USA

+1 (256) 844-2208

www.wallacemgt.com

PeoplesSouth Bank

414 N Broadway St, Ashford, AL 36312, USA

+1 (334) 899-2265

www.peoplessouth.com

Farmers & Merchants Bank

320 Main St, Waterloo, AL 35677, USA

+1 (256) 766-2579

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