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4.1 9 reviews

105 Cullman Rd, Arab, AL 35016, USA
+1 (256) 586-7334
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–5PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

What people think about South trust Pawn & Loan?

Below you see some of the opinions of our clients.

Buy used DVD's at a great price.

Johathan Schneider

Bought firearms thru them ,very happy,Reba took great care of my orders!!

Dr. Kelvin Ortiz

Pay Attention

The previous three items charactirize a specific financial institution. But below you can read common information about payday loans.

Payday Loans in Arab, Alabama

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Arab, Alabama is are easy to get. The APR is individual for each person and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a bad credit score an increased opportunity to get accepted for short-term loans. A payday loan may be the only loan available for some individuals to help them out of fix. If you take out such a loan, it is critical that you always borrow within your needs and pay back your loan commitments punctually.

To get approved for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the precise APR of your cash advance.

APR Calculator

Other Payday Lenders in Arab, Alabama

TitleMax Title Loans

1211 US Hwy 231 South, Troy, AL 36081, USA

+1 (334) 566-8644

www.titlemax.com

World Finance

701 Hwy 31 SW, Ste B, Hartselle, AL 35640, USA

+1 (256) 751-2969

www.loansbyworld.com

My Alabama Payday

2 N Jackson St, Montgomery, AL 36104, USA

+1 (334) 517-0795

myalabamapayday.com

Colonial Bank

2020 US-78, Oxford, AL 36203, USA

+1 (256) 831-8015

www.gocolonial.com

Allied Cash Advance

Argo, AL 35173, USA

+1 (205) 655-5921

www.alliedcash.com

First US Bank

Melvin Rd, Gilbertown, AL 36908, USA

+1 (251) 843-2211

www.firstusbank.com

Thrivent Financial for Lutherans

11203 Hagler Coaling Rd, Coaling, AL 35453, USA

+1 (334) 836-7559

www.thrivent.com

MAX Credit Union

3401 Malcolm Dr, Montgomery, AL 36116, USA

+1 (334) 260-2600

www.mymax.com

Cadence Bank - Rainbow City Branch

3201 Rainbow Dr, Rainbow City, AL 35906, USA

+1 (256) 413-7400

cadencebank.com

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