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5 2 reviews
Loan agency in Athens, Alabama

1802 US Hwy 72 E suite h, Athens, AL 35611, USA
7 years in business
+1 (256) 233-5333

Domain Info

Created Date


Mailing Address

915 E. Lincoln Hwy, DeKalb, Illinois, 60115, United States

Company Name

Optima Three American Marketing and Publishing

American Marketing and Publishing

Contact Data



Feedback about Alabama Money Auto Loans?

Here you see the feedback of our customers.

I contacted Alabama Money Auto Loans 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will receive the money. And instead of money, excuse me, address the company in a month. Why?

Mrs. Bert Hamill

I took out only $100, and they promised the first customers get 0%, the money was deposited quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.

Arnaldo Sipes

I took out $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they issued a loan for 16 days. As a result, I paid $850 with all the commissions.

Casimir Jacobs

I took out $300 for several days. When the cash advance was returned, they applied a huge commissions, I had to pay almost $400.

Ara Kerluke

Pay Attention

The first three points show the certain lending company. In other turn, below-defined info makes readers grapple with common information about payday loans.

Payday Loans in Athens, New York

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in Athens, New York is taken out simply and quickly. The interest percentage is set depending on the category of the customer: the more loans are successfully repaid, the more attractive terms will be guaranteed to you.


25% small loan cap

How will Alabama Money Auto Loans help take out a payday loan in Athens, New York?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are taken out around the clock. The deposit will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

Bad credit history if one of causes to deny the loan. Lenders do not consider this factor the only one to issue a loan in Athens, New York. They assess many other factors before issuing a cash advance. One of them is payment abilities. This is a way to improve your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a real cost of the payday loan.

APR Calculator

Other Payday Lenders in Athens, Alabama

Edward Jones - Financial Advisor: Kristi Crowell

2045 Cecil Ashburn Dr SE Suite 103, Huntsville, AL 35802, USA

+1 (256) 881-1583


First Southern Financial

908-C US Hwy 72 W, Athens, AL 35611, USA

+1 (256) 233-4048


Regions Bank

1199 N Brindlee Mountain Pkwy, Arab, AL 35016, USA

+1 (256) 586-2208


Southeastern Commercial Finance

1500 1st Ave N # 5, Birmingham, AL 35203, USA

+1 (205) 250-8026


Regions Bank

205 2nd Ave NE, Fayette, AL 35555, USA

+1 (205) 303-2120


Centennial Bank

25051 Canal Rd, Orange Beach, AL 36561, USA

+1 (251) 981-5900


Southern States Bank

117 N Main St, Wedowee, AL 36278, USA

+1 (256) 357-4936


Always Money

2491 McFarland Blvd Suite C, Northport, AL 35476, USA

+1 (205) 339-0707


Regions Bank

7330 US-431, Albertville, AL 35950, USA

+1 (256) 279-6560