World Finance Payday Loans Review

Loan agency in Athens, Alabama

Organization owner?

1003 Jefferson St SE, Athens, AL 35611, USA

7 years in business

Friday

9AM–6PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5:30PM

Tuesday

9AM–5:30PM

Wednesday

9AM–5:30PM

Thursday

9AM–5:30PM

What people think about World Finance?

Below you read some of the reviews of our clients.

Seems a fraudulent website. They ask for too many sensitive information. I think it’s risky to distribute such data [online|on the Internet. You’d better find another lender.

Loyce Greenfelder

Ridiculous interest rate. Had to pay really A LOT. Read the contract carefully before accepting the terms and rates. Had too many problems. Customer support was bad too. The lady on the phone was very rude. Not satisfied. Better search for another service.

Florence Kessler

This website is a rip off. I will never use again. $20 goes towards loan and you keep $80 for interest.

Prof. Jillian Price V

This company is a rip off. I will never apply again. $20 goes towards loan and you keep $79 for interest.

Ashley Kub

Pay Attention

The previous three items charactirize a peculiar lender. But below you can find common details about payday loans.

Payday Loans in Athens, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Online payday loans can be the right solution to your unexpected financial difficulties in Athens , New York because they are easily obtained and easily repaid. Your interest rate will depend on your state law or on the payday lender's policy.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still apply a payday loan. Such loans are created to help meet the needs of consumers with bad credit scores. There are lenders who may be willing to offer you a payday loan even if you have a poor credit rating. You will need a steady income to be eligible for a bad credit payday loan.

To get approved for a payday loan, you must comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to find out the precise cost of the loan even before applying.