Southern Title Loan Payday Loans Review

Loan agency in Athens, Alabama

Organization owner?

204 US-31, Athens, AL 35611, USA

7 years in business

+1 (256) 233-5770

Feedback about Southern Title Loan?

Here you get acquainted with the reviews of our customers.

I issued only $100, and they promised the first customers get 0%, the money was deposited quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.

Courtney Yundt

Sky-scraper interest rate. When paying back a payday loan, some other interest is charged, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another website.

Dr. Jasmin Monahan III

Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes users grapple with common information about payday loans.

Payday Loans in Athens, New York

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Athens, New York is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more payday loans you pay back off, the more reasonable rates you will get.

APR

25% small loan cap

How will Southern Title Loan help issue a loan in Athens, New York?

24/7 service. Such online services allow you to receive funds at any time. Money are taken out day and night. The transfer will be sent to a bank account, so a personal visit to the office is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor considered by financial institutions is called as bad credit history. But this obstacle is not taken as the only one by payday lenders to take out a loan. The lending company review many aspects such as financial solvency to approve the application. Payday loans in Athens, New York may help level up your credit rating.

The following common points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to use the calculator. It will determine the cost of the cash advance.