Welcome to Our Online Loan Referral Service

Loan agency in Athens, Alabama

204 US-31, Athens, AL 35611, USA
7 years in business
+1 (256) 233-5770

Feedback about Southern Title Loan?

Here you get acquainted with the reviews of our customers.

I issued only $100, and they promised the first customers get 0%, the money was deposited quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.

Courtney Yundt

Sky-scraper interest rate. When paying back a payday loan, some other interest is charged, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another website.

Dr. Jasmin Monahan III

Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes users grapple with common information about payday loans.

Payday Loans in Athens, New York

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Athens, New York is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more payday loans you pay back off, the more reasonable rates you will get.

APR

25% small loan cap

How will Southern Title Loan help issue a loan in Athens, New York?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are taken out day and night. The transfer will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor considered by financial institutions is called as bad credit history. But this obstacle is not taken as the only one by payday lenders to take out a loan. The lending company review many aspects such as financial solvency to approve the application. Payday loans in Athens, New York may help level up your credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to use the calculator. It will determine the cost of the cash advance.

APR Calculator

Other Payday Lenders in Athens, Alabama

Alabama Title Loans, Inc.

758 W Main St, Dothan, AL 36301, USA

+1 (334) 677-2272

alabamatitleloansinc.com

Covington Credit

505 US-80 West, Demopolis, AL 36732, USA

+1 (334) 287-3792

www.mymoneytogo.com

Jax Pawn Shop and Car Title Loans

1318 Pelham Rd S, Jacksonville, AL 36265, USA

+1 (256) 435-7900

American Title Loans

Mobile, AL 36607, USA

Security Finance

1671 Center Point Pkwy Suite 105, Birmingham, AL 35215, USA

+1 (205) 853-3790

www.securityfinance.com

Advance America

3721 20th Ave Unit #9, Valley, AL 36854, USA

+1 (334) 768-0622

www.advanceamerica.net

Woodforest Bank

145 Kelley Blvd, Millbrook, AL 36054, USA

+1 (334) 285-4886

www.woodforest.com

Sun Loan Co

7335 Airport Blvd c, Mobile, AL 36608, USA

+1 (251) 631-3910

www.sunloan.com

Lucy's Loans

356 Hwy 78 W, Jasper, AL 35501, USA

+1 (205) 221-6441

www.lucysloansjasper.com

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