Welcome to Our Online Loan Referral Service

5 reviews

119 N Marion St, Athens, AL 35611, USA
7 years in business
+1 (256) 233-1000
www.edwardjones.com
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours

Domain Info

Created Date

1995-10-03

Mailing Address

201 Progress Parkway, Maryland Heights, MO, 63043, United States

Company Name

NO DATA

EDWARD D. JONES & CO. L.P.

Contact Data

[email protected]

+1.3145152000

+0.0000000000

Feedback about Edward Jones - Financial Advisor: Wayne Petty?

Here you read the feedback of our clients.

100% sly service. They ask for a photo then distribute on the web. They lie that it is approved, so that you sent them a card data and an ID photo.

Desiree Schumm

I tried to borrow money from Edward Jones - Financial Advisor: Wayne Petty. They denied. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.

Ozella Renner MD

I issued $300 for several days. When the cash advance was returned, they applied a great commissions, I had to pay almost $400.

Kyla Labadie DVM

100% sleeky company. They ask for a photo then distribute on the web. They lie that it is approved, so that you sent them a card data and an ID photo.

Myrna Ebert

Pay Attention

Above there are details about a definite lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Athens, New York

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.

Such financial products as payday loan in Athens, New York is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more cash advance you pay back off, the more favorable rates a client will get.

APR

25% small loan cap

How will Edward Jones - Financial Advisor: Wayne Petty help take out a loan in Athens, New York?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are issued around the clock. The loan will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Athens, New York. They assess many other factors before issuing a loan. One of them is financial capabilities. This is a way to improve your credit history.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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