Welcome to Our Online Loan Referral Service

3.3 15 reviews

22015 US-72, Athens, AL 35613, USA
+1 (256) 386-5000
www.bibank.com
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

1995-11-24

Mailing Address

Florida, United States

Company Name

Contact Data

Feedback about Bank Independent Athens East?

Here you grapple with the reviews of our clients.

They get to know their frequent customers and you're always greeted with a smile

Ms. Fannie Veum

Very rude customer service and not the best bank to trust with funds

Maud Bosco

The website says drive thru open at 830 am but it didnt open till 9 am.

Elisabeth Flatley

Pay Attention

Above there are details about a definite lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Athens, New York

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is simple and quick to issue loans in Athens, New York. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, he will be offered one of the most efficinet terms and rates.

APR

25% small loan cap

How will Bank Independent Athens East help issue a loan in Athens, New York?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Money are taken out day and night. The loan will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Athens, ny will assess other aspects like payment abilities and approve a loan. This is a way to improve your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Athens, Alabama

Gringa Latina: Check Cashing Company

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+1 (251) 943-4455

thegringalatina.com

Easy Money

3032 Tyler Dr, Northport, AL 35476, USA

+1 (205) 330-0913

www.ccfi.com

Check Into Cash

1508 S McKenzie St suite A, Foley, AL 36535, USA

+1 (251) 929-9007

local.checkintocash.com

Regions Bank

12076 Highway 231-431 N, Meridianville, AL 35759, USA

+1 (256) 813-6750

www.regions.com

Principal Financial Services

107 Broad St, York, AL 36925, USA

+1 (205) 820-5803

www.principal.com

Woodforest Bank

851 Ann St, Montgomery, AL 36107, USA

+1 (334) 261-1774

www.woodforest.com

Check `n Go

962 Cox Creek Pkwy, Florence, AL 35633, USA

+1 (256) 765-0055

locations.checkngo.com

World Finance

150 N Airport Rd Ste 100, Jasper, AL 35504, USA

+1 (205) 221-6204

www.loansbyworld.com

Tower Loan

318 Jackson Ave S #1, Russellville, AL 35653, USA

+1 (256) 277-6889

www.towerloan.com

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