Welcome to Our Online Loan Referral Service

3.7 3 reviews

923 Cleveland Ave, Attalla, AL 35954, USA
+1 (256) 538-7875
exba.com
Sunday
Closed
Monday
9AM–1PM, 2–4:30PM
Tuesday
9AM–1PM, 2–4:30PM
Wednesday
9AM–1PM
Thursday
9AM–1PM, 2–4:30PM
Friday
9AM–1PM, 2–5PM
Saturday
8:30AM–12PM

Domain Info

Created Date

1998-12-07

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, AL, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Exchange Bank- Attalla?

Here you see the feedback of our customers.

I took out a loan when I had problems with money. There was no other way out. I looked out this website on the Internet, among others. Has applied several services. One refused, the other issued at too high a rate, but here it was approved as I wanted.

Miss Carissa Cassin I

Thanks to the employees for the reliable service. They helped out in difficult times. For application you only need an ID.

Abbigail Gutkowski

It so happened that it had to go to another city, but the salary had not yet arrived. A friend recommended me to use Exchange Bank- Attalla. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Ms. Lori Towne DVM

Thanks to Exchange Bank- Attalla for helping when money is urgently required. I have been applying to this service for over one year and everything is always honest, without hidden charges.

Gerry McDermott

Pay Attention

Lending companies are described in the first three points. Below info offers shared information about payday loans.

Payday Loans in Attalla, Alabama

A short-term lending option is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.

It is easy and quick to issue payday loans in Attalla, Alabama. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, she will be provided one of the most efficinet terms and rates.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Exchange Bank- Attalla help issue a payday loan in Attalla, Alabama?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued around the clock. The transfer will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by payday lenders before issuing a loan. But banks almost 100% deny the request when lenders in Attalla, al will assess other aspects like financial capabilities and approve a loan. This is a way to improve your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Attalla, Alabama

Regions Bank

711 2nd Ave SW, Cullman, AL 35055, USA

+1 (256) 255-1460

www.regions.com

CenterState Bank

1605 E University Dr, Auburn, AL 36830, USA

+1 (334) 321-5820

www.centerstatebank.com

State-Line Title Loan

32440 US-90, Seminole, AL 36574, USA

+1 (850) 712-1304

www.statelinetitleloan.com

Union State Bank

2408 Mays Dr, Cropwell, AL 35054, USA

+1 (205) 884-2340

www.unionstate.net

Local Cash Advance And Tax Service

213 Main St E, Rainsville, AL 35986, USA

+1 (256) 638-6978

First State Bank

105 Main St S, Wedowee, AL 36278, USA

+1 (256) 357-0440

www.firststatedirect.com

Troy Bank & Trust Co

1110 Boll Weevil Cir # C, Enterprise, AL 36330, USA

+1 (334) 347-4296

www.troybankandtrust.com

OneMain Financial

41173 US-280, Sylacauga, AL 35150, USA

+1 (256) 245-4308

www.onemainfinancial.com

Woodforest National Bank

5560 McClellan Blvd, Anniston, AL 36206, USA

+1 (256) 847-1311

www.woodforest.com

Top