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41655 St, AL-59, Bay Minette, AL 36507, USA
+1 (251) 580-8678
www.firstsouthfarmcredit.com
Monday
8AM–4:30PM
Tuesday
8AM–4:30PM
Wednesday
8AM–4:30PM
Thursday
8AM–4:30PM
Friday
8AM–4:30PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2000-02-14

Mailing Address

1901 Main Street, Columbia, SC, 29201, United States

Company Name

Marketing Department

AgFirst Farm Credit Bank

Contact Data

Non-Public Data

Feedback about First South Farm Credit?

Here you read the reviews of our customers.

The payday loan is deposited easily and quickly. There is a minus - a great rate when paying back a loan.

Harvey Abernathy

I'm not ashamed to borrow money from First South Farm Credit, now the whole world lives like this. I have already used payday loans many times, everything is convenient.

Kraig Pagac

First South Farm Credit seemed to me the safe. At least no insurance and extra fees. There are no discounts for regular customers. When paying off a debt, a transfer fee is not taken, although this is a bonus.

Gennaro Bernier

First South Farm Credit is quite good, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on time. The employees in those customer department are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.

Sabrina Baumbach

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at fair rate, so far it has been returned on time, it can be either extended or repaid ahead of schedule.

Dorothy Anderson

Pay Attention

Above there are details about a certain lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in Bay Minette, Alabama

Payday loans are a type of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

It is simple and fast to issue loans in Bay Minette, Alabama. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, he will be provided one of the most reasonable terms and rates.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will First South Farm Credit help issue a loan in Bay Minette, Alabama?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Funds are issued day and night. The loan will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor taken into account by financial institutions is known as bad credit history. But this obstacle is not taken as the only one by lenders to issue a cash advance. The lender process many aspects such as financial abilities to approve the request. Payday loans in Bay Minette, Alabama may help level up your credit score.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

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Citizens Bank of Mentone

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Bank Independent Leighton

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