Welcome to Our Online Loan Referral Service

4.9 71 reviews

1751 Pinson Valley Pkwy, Birmingham, AL 35217, USA
+1 (205) 671-2337
thecheckdepot.com
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–4PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

Domain Info

Created Date

2003-05-06

Mailing Address

117 GEMINI CIR STE 416, Homewood, AL, 35209-5850, United States

Company Name

Check Depot

Check Depot

Contact Data

[email protected]

2059451242

Feedback about Check Depot?

Here you read the reviews of our customers.

Tarrent city office the coustermer service is awesome these people are great

Colleen Larkin

Selenthia and Mykia are great and gave great customer service.

Raegan Stoltenberg

My needs were fulfilled I will be a repeat customer

Bridie Smith

Try the coconut milk.... very soothing.

Ila Dibbert I

It is nice having a Mexican store nearby.

Erica McCullough

Pay Attention

Further there will be presented the details about not a exact lending company. The information below will explain general information about payday loans and its specific elements.

Payday Loans in Birmingham, New Jersey

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

It is easy and quick to take out payday loans in Birmingham, New Jersey. The rates are accured on an individual basis: if a customer repays as much payday loans as possible, he will be provided one of the most reasonable terms and rates.

APR

30% usury cap

How will Check Depot help take out a loan in Birmingham, New Jersey?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Money are taken out day and night. The loan will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Lenders do not consider this factor the only one to issue a loan in Birmingham, New Jersey. They estmate many other factors before issuing a loan. One of them is financial capabilities. This is a way to improve your credit history.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a definite cost of the loan.

APR Calculator

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Advance America

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Check `n Go

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Citi Financial

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First State Bank

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+1 (256) 845-6101

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Synovus Bank

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+1 (888) 796-6887

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Synovus Bank

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Money Now

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+1 (205) 926-9177

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Woodforest Bank

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www.woodforest.com

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