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5 184 reviews
Loan agency in Birmingham, Alabama

9784 Parkway E, Birmingham, AL 35215, USA
+1 (205) 815-2780
www.advanceamerica.net
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
11AM–5PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
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Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

What people think about Advance America?

Below you get acquainted with some of the reviews of our customers.

Pay Attention

Below you can review general information about payday loans and their common features.

Payday Loans in Birmingham, New Jersey

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans may be an easy and fast solution to a short-term problem in Birmingham, New Jersey. Loans from payday lenders can get you funds same day. Your interest rate will depend on a few factors.

APR

30% usury cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to consumers with a bad credit history. Payday loan approvals depend very much on specific aspects. They will pay attention to your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the APR. It’s easy to find out the exact cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in Birmingham, Alabama

Complete Cash

42204 AL-195, Haleyville, AL 35565, USA

+1 (205) 486-3030

www.completecash.net

Citizens Bank & Trust

13870 Highway 231 431 North, Hazel Green, AL 35750, USA

+1 (256) 828-1611

www.citizensbanktrust.com

Alabama Title Loans, Inc.

840 W Fairview Ave, Montgomery, AL 36108, USA

+1 (334) 832-2334

DCH Credit Union

809 University Blvd E, Tuscaloosa, AL 35401, USA

www.dchcu.com

Regions Bank

700 Avalon Ave, Muscle Shoals, AL 35661, USA

+1 (256) 248-8370

www.regions.com

America's First Federal Credit Union

3052 Allison-Bonnett Memorial Dr, Hueytown, AL 35023, USA

+1 (205) 491-5000

www.amfirst.org

Money Store

80 US Hwy, Phenix City, AL 36870, USA

+1 (334) 297-3507

Security Finance

105 Liberty Ln Suite 100, Scottsboro, AL 35769, USA

+1 (256) 259-3314

www.securityfinance.com

Loan Master

3705 Sullivan St, Madison, AL 35758, USA

+1 (256) 464-5350

www.titlecash.com

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