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5 184 reviews
Loan agency in Birmingham, Alabama

9784 Parkway E, Birmingham, AL 35215, USA
+1 (205) 815-2780
www.advanceamerica.net
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
11AM–5PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
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Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

What people think about Advance America?

Below you get acquainted with some of the reviews of our customers.

Pay Attention

Below you can review general information about payday loans and their common features.

Payday Loans in Birmingham, New Jersey

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans may be an easy and fast solution to a short-term problem in Birmingham, New Jersey. Loans from payday lenders can get you funds same day. Your interest rate will depend on a few factors.

APR

30% usury cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to consumers with a bad credit history. Payday loan approvals depend very much on specific aspects. They will pay attention to your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the APR. It’s easy to find out the exact cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in Birmingham, Alabama

1st Franklin Financial

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+1 (334) 566-9866

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World Finance

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+1 (256) 766-1888

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Tower Loan

951 Schillinger Rd N F, Mobile, AL 36608, USA

+1 (251) 633-6334

www.towerloan.com

Cash Mart Inc

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+1 (256) 885-1900

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Fast Cash-Title Pawn! Fast,Friendly,Easy

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TitleMax Title Loans

3565 Montgomery Hwy Suite 2, Dothan, AL 36303, USA

+1 (334) 712-0920

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L a Cash LLC

5096 AL-21, Atmore, AL 36502, USA

+1 (251) 368-0074

TitleBucks Title Loans

300 South Quintard Street, Anniston, AL 36201, USA

+1 (256) 238-6116

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Regions Bank

12076 Highway 231-431 N, Meridianville, AL 35759, USA

+1 (256) 813-6750

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