Welcome to Our Online Loan Referral Service

Loan agency in Birmingham, Alabama

1804 3rd Ave N, Birmingham, AL 35203, USA
+1 (205) 328-8000

What people think about First City Mortgage Co?

Below you read some of the reviews of our customers.

Used First City Mortgage Co for the second time. The lender is reliable. They always keep you updated on your debt. No cheating. You can always extend your loan. They are always there when I need extra money.

Prof. Maryse Nader

I had problems with paying off my bank loan and was not sure I would get appoved for a loan with First City Mortgage Co . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $500 online. Fortunately I got approved!!! They literally saved my life.

Jovany Howe

I had problems with paying back my bank loan and was not sure I would get accepted for a loan with First City Mortgage Co . But it would be soooo embarrassing to borrow from friends. Therefore, I took my chances and applied for $1000 online. Fortunately I got an approval!!! They literally saved my life.

Miss Lacy Schmeler

Thank you First City Mortgage Co for assisting me when I needed money so bad to pay for home improvement. I have applied through this company once and everything was great. This is the most reliable company with no hidden fees. Highly recommended!!!

Ms. Jacky Johnston

Pay Attention

The previous three items describe a precise lending service. But below you can read general information about payday loans.

Payday Loans in Birmingham, New Jersey

A payday loan is a short-term loan that can help you cover sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Birmingham, New Jersey is are easy to access. The interest rate is specific for each applicant and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

30% usury cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to consumers with a poor credit score. Payday loan approvals depend very much on specific factors. Lenders will look at your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.

To get approved for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the APR. It’s easy to learn the precise cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Birmingham, Alabama

Bank Independent Florence Square

2902 Florence Blvd, Florence, AL 35630, USA

+1 (256) 386-5000

www.bibank.com

Regional Finance

1123 N McKenzie St, Foley, AL 36535, USA

+1 (251) 952-1100

branches.regionalfinance.com

Advance America

5451 Halls Mill Rd Suite 5, Mobile, AL 36619, USA

+1 (251) 666-3401

www.advanceamerica.net

Speedy Cash

321 Palisades Blvd, Birmingham, AL 35209, USA

+1 (205) 870-4538

www.speedycash.com

Synovus Bank - ATM

800 22nd Ave, Phenix City, AL 36867, USA

+1 (888) 796-6887

www.synovus.com

Advance America

406-B N Main St, Opp, AL 36467, USA

+1 (334) 493-1801

www.advanceamerica.net

Title Cash

32363 US-280, Childersburg, AL 35044, USA

+1 (256) 378-3445

www.titlecash.com

Always Money

1716 6th Ave SE, Decatur, AL 35601, USA

+1 (256) 350-0183

alwaysmoney.com

Quality First Financial

30105 Ardmore Ave, Ardmore, AL 35739, USA

+1 (256) 423-5510

Top