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4.5 2 reviews

2100 3rd Ave N, Birmingham, AL 35203, USA
+1 (205) 226-2000

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Created Date


Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name


Contact Data

[email protected]


Feedback about Cadence Bank - Downtown Birmingham Branch?

Here you get acquainted with the feedback of our clients.

want to express my deep gratitude to Cadence Bank - Downtown Birmingham Branch for believing my case. I had some issues with a credit rating, but this service helped me out and took out a loan.

Sierra Bosco

It was necessary to enhance the credi score, because there is practically no chance of getting a cash advance at a favorable interest rate. As a result, I addressed Cadence Bank - Downtown Birmingham Branch. The history improved after several loans paid back.

Sylvia O'Conner

Cadence Bank - Downtown Birmingham Branch is quite reliable, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on due date. The operators in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Thalia Willms

The funds are transferred to my bank account. I cover obligations through my personal account. The payment is convenient and quick. Pay on time and there will be no issues.

Kaya Donnelly

Pay Attention

Above-defined info provides the details about a exact lender. Below-specified info is oriented on common information about payday loans.

Payday Loans in Birmingham, New Jersey

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

Problem-free financial products are known as payday loans in Birmingham, nj. They are taken out at individually-set interest rates. They are dependent on personal data. It is also significant to repay as much payday loans as possible.


30% usury cap

How will Cadence Bank - Downtown Birmingham Branch help issue a payday loan in Birmingham, New Jersey?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to consider the application. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% deny the request when lenders in Birmingham, nj will estimate other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit score.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a definite cost of the loan.

APR Calculator

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