Welcome to Our Online Loan Referral Service

5 reviews

1100 Corporate Pkwy, Birmingham, AL 35242, USA
+1 (205) 408-2000
locations.valley.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

1994-05-03

Mailing Address

Company Name

Contact Data

What people think about Valley Bank?

Below you find some of the testimonials of our customers.

Very good business people always friendly and always give the best deals

Nathaniel Graham

Terrible experience! the employees look like they are wearing dirty shirts.

Miss Amy Heathcote

Overall the store is great and well organized, good service and fast !

Otis Zieme MD

Pay Attention

Below you can see general information about payday loans and their common aspects.

Payday Loans in Birmingham, New Jersey

A payday loan is a short-term loan that can help you deal with unexpected cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to access in Birmingham, New Jersey. The entire process is stress-free. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

30% usury cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can typically be an obstacle to getting a bank loan. A payday loan can rescue borrowers who have low credit scores or have no credit score. But we recommend you that as with any loan you should only dare applying for a payday loan if you are convinced that you can afford payments in a timely manner.

To get accepted for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes a couple of seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Birmingham, Alabama

Easy Money

2008 Quintard Ave, Anniston, AL 36201, USA

+1 (256) 403-2420

www.ccfi.com

ATM (Regions Bank)

1775 New Watermelon Rd, Tuscaloosa, AL 35406, USA

+1 (800) 734-4667

www.regions.com

First Commercial Bank

10675 US-278, Holly Pond, AL 35083, USA

+1 (256) 796-9153

Northside Check Exchange

2016 St Stephens Rd, Mobile, AL 36617, USA

+1 (251) 457-0645

First South Farm Credit

1824 Eva Rd NE, Cullman, AL 35055, USA

+1 (256) 734-0133

firstsouthland.com

Alabama Title Pawn

1026 AL-13, Haleyville, AL 35565, USA

+1 (205) 486-1864

Regions Bank

76 W. Main Street, Rainsville, AL 35986, USA

+1 (256) 638-6362

www.regions.com

EZ Money

2655 Pelham Pkwy, Pelham, AL 35124, USA

+1 (205) 664-2512

www.getezmoney.com

Regions Bank

215 North St W, Talladega, AL 35160, USA

+1 (256) 299-6800

www.regions.com

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