Welcome to Our Online Loan Referral Service

4 6 reviews

2430 Old Springville Rd #100, Birmingham, AL 35215, USA
+1 (205) 226-3940
www.ecocu.org
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about eCO Credit Union?

Here you get acquainted with the reviews of our customers.

The staff is very friendly and very engaging.

Leilani Jaskolski

Great customer service!

Jessyca Kshlerin

I've been a customer for 20+ years.

Ashleigh Bechtelar

Pay Attention

Above-specified info offers the details about a certain lender. Below-defined info is oriented on shared information about payday loans.

Payday Loans in Birmingham, New Jersey

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Birmingham, New Jersey are taken out easily. The interest percentage depends on the borrower's person-related information: if you pay back more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

30% usury cap

How will eCO Credit Union help issue a loan in Birmingham, New Jersey?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to review the application. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to refuse the loan. Payday lenders do not consider this factor the only one to issue a loan in Birmingham, New Jersey. They assess many other factors before taking out a payday loan. One of them is financial capabilities. This is a way to improve your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Birmingham, Alabama

Navigator Credit Union

5229 Cottage Hill Rd, Mobile, AL 36609, USA

+1 (800) 344-3281

navigatorcu.org

Hometown Bank of Alabama

87672 AL-74, Snead, AL 35952, USA

+1 (205) 625-4434

www.hometownbankal.com

North American Title Loans

2116 6th Ave SE, Decatur, AL 35601, USA

+1 (256) 308-1082

www.northamericantitleloans.net

Check `n Go

929 Martin St S, Pell City, AL 35128, USA

+1 (205) 490-7824

locations.checkngo.com

Acceptance Loan Company, Inc.

4 E Ct Square, Andalusia, AL 36420, USA

+1 (334) 222-1688

www.acceptanceloan.com

TitleBucks Title Loans

5383 US-90, Mobile, AL 36619, USA

+1 (251) 602-8433

CheckSmart

2449 E South Blvd, Montgomery, AL 36116, USA

+1 (334) 288-8887

www.ccfi.com

Marion Bank & Trust Company

24747 US-31, Jemison, AL 35085, USA

+1 (205) 688-1713

www.marion-bank.com

First Southern Financial

2218 Danville Rd SW, Decatur, AL 35601, USA

+1 (256) 355-1602

www.firstsouthernfinancial.com

Top