Welcome to Our Online Loan Referral Service

2.4 5 reviews

5291 Valleydale Rd #133, Birmingham, AL 35242, USA
5 years in business
+1 (205) 838-2219
Friday
8:30AM–6PM
Saturday
Closed
Sunday
Open 24 hours
Monday
8:30AM–6PM
Tuesday
8:30AM–6PM
Wednesday
8:30AM–6PM
Thursday
8:30AM–6PM

Feedback about Heritage Auto Finance?

Here you grapple with the reviews of our customers.

Dont finance with this company

Mariela Kling

Heritage Auto has some great people to help!

Myriam Gorczany

I sent a message on website and no response.

Nelson Abshire

Pay Attention

Payday lenders are described in the first three points. Below info specifies common information about payday loans.

Payday Loans in Birmingham, New Jersey

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Birmingham, New Jersey is taken out simply and fast. The interest percentage is set depending on the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

30% usury cap

How will Heritage Auto Finance help issue a loan in Birmingham, New Jersey?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed money will be credited to bank account. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Birmingham, New Jersey. The company will estimate many points to qualify such as solvency. Cash advance will be a way to improve your bad credit score into a favorable one.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Birmingham, Alabama

Bank of Carbon Hill

31900 1st Ave NW, Carbon Hill, AL 35549, USA

+1 (205) 924-4471

www.fnbhamilton.com

World Finance

3216 McClellan Blvd, Anniston, AL 36201, USA

+1 (256) 235-9099

www.loansbyworld.com

Approved Cash

3700 - Q1, Blue Spring Rd NW Ste Q1, Huntsville, AL 35810, USA

+1 (256) 746-1636

approvedcashadvance.com

Quick Credit

2664 Eastern Blvd, Montgomery, AL 36117, USA

+1 (334) 284-4182

www.mymoneytogo.com

BBVA Bank

105 Doug Baker Blvd, Birmingham, AL 35242, USA

+1 (205) 297-4610

www.bbvausa.com

Title Cash

909 Cherokee Rd, Alexander City, AL 35010, USA

+1 (256) 329-0346

titlecash.com

Security Finance

6156 Atlanta Hwy, Montgomery, AL 36117, USA

+1 (334) 277-4670

www.securityfinance.com

Title Cash

1507 Martin St S #4, Pell City, AL 35128, USA

+1 (205) 338-3780

titlecash.com

BancorpSouth Bank

30585 AL-225, Spanish Fort, AL 36527, USA

+1 (251) 607-5500

www.bancorpsouth.com

Top