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What people think about America's First Federal Credit Union?
Below you get acquainted with some of the opinions of our clients.
I applied for a $1,000 cash advance when I needed money after vacation. There simply was no other solution. I came across this site on the Internet. Other lender charged VERY HIGH rates. One lender declined me, another approved me for a smaller amount but here it got as much as I wanted.
Ms. Kirsten Bergnaum
I needed $1000 to buy a suit for a party. The only way out was to apply for a cash advance. Found a lot of companies on the Internet. America's First Federal Credit Union seemed the most legit financial institution in Birmingham.
Nona Tremblay
Many thanks to America's First Federal Credit Union. I recently had some issues with repaying my bank loan and they approved me for a payday loan. Best loan provider! Managed to cover my issues and signed with relief.
Mireille Howe
I am a regular customer of America's First Federal Credit Union. It is very simple to apply online. The APR was favorable. Their staff always respond right away.
Elouise Kuhlman
I have already applied this website 2 times and I was very happy with the rates. This is the only 24/7 lender with reasonable rates in my town.
Mr. Manley Mayert
Pay Attention
The above-given information provides the details about a precise lending service. The information below is about common information about payday loans.
Payday Loans in Birmingham, New Jersey
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.
Payday loans in Birmingham, New Jersey is are easy to access. The interest rate is specific for each borrower and depends on several things: age, income, loan amount needed, loan term, credit score, etc.
APR
30% usury cap
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give borrowers with a bad credit rating an increased opportunity to get accepted for short-term loans. A payday loan may be the only option available for some people to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your capabilities and pay off your loan commitments without delays.
To get accepted for a payday loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the cash advance loan immediately.
APR Calculator
Other Payday Lenders in Birmingham, Alabama
Title & Payday Loans
Tallassee, AL 36078, USA
Check Mate
501 Quintard Ave suite 9 & 10, Anniston, AL 36201, USA
+1 (256) 237-8755
www.titlecash.com
Credit Central
121 Buck Creek Plaza, Alabaster, AL 35007, USA
+1 (205) 621-9078
www.creditcentralllc.com
Bank Independent Courtland
360 Alabama St, Courtland, AL 35618, USA
+1 (256) 386-5000
www.bibank.com
