Welcome to Our Online Loan Referral Service

3.9 27 reviews

724 Crow Dr, Birmingham, AL 35215, USA
+1 (205) 836-8380
www.amfirst.org
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

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What people think about America's First Federal Credit Union?

Below you get acquainted with some of the opinions of our clients.

I applied for a $1,000 cash advance when I needed money after vacation. There simply was no other solution. I came across this site on the Internet. Other lender charged VERY HIGH rates. One lender declined me, another approved me for a smaller amount but here it got as much as I wanted.

Ms. Kirsten Bergnaum

I needed $1000 to buy a suit for a party. The only way out was to apply for a cash advance. Found a lot of companies on the Internet. America's First Federal Credit Union seemed the most legit financial institution in Birmingham.

Nona Tremblay

Many thanks to America's First Federal Credit Union. I recently had some issues with repaying my bank loan and they approved me for a payday loan. Best loan provider! Managed to cover my issues and signed with relief.

Mireille Howe

I am a regular customer of America's First Federal Credit Union. It is very simple to apply online. The APR was favorable. Their staff always respond right away.

Elouise Kuhlman

I have already applied this website 2 times and I was very happy with the rates. This is the only 24/7 lender with reasonable rates in my town.

Mr. Manley Mayert

Pay Attention

The above-given information provides the details about a precise lending service. The information below is about common information about payday loans.

Payday Loans in Birmingham, New Jersey

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Payday loans in Birmingham, New Jersey is are easy to access. The interest rate is specific for each borrower and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

30% usury cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give borrowers with a bad credit rating an increased opportunity to get accepted for short-term loans. A payday loan may be the only option available for some people to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your capabilities and pay off your loan commitments without delays.

To get accepted for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the cash advance loan immediately.

APR Calculator

Other Payday Lenders in Birmingham, Alabama

Tower Loan

1239 US-231, Troy, AL 36079, USA

+1 (334) 674-9792

www.towerloan.com

Citizens State Bank Branch

315 Columbus Ave NW, Vernon, AL 35592, USA

+1 (205) 695-9162

Covington Credit

1357 W Fort Williams St, Sylacauga, AL 35150, USA

+1 (256) 245-6636

www.mymoneytogo.com

Edward Jones - Financial Advisor: Gerald W White, AAMS®

10776 AL-168 Suite A, Boaz, AL 35957, USA

+1 (256) 593-5200

www.edwardjones.com

First City Mortgage Co

1804 3rd Ave N, Birmingham, AL 35203, USA

+1 (205) 328-8000

EZ Finance

1825 13th Ave N, Bessemer, AL 35020, USA

+1 (205) 426-8794

ezfinancebham.com

World Finance

3702 Hwy 280, Alexander City, AL 35010, USA

+1 (256) 409-1980

www.loansbyworld.com

First Metro Bank

301 N Main St, Tuscumbia, AL 35674, USA

+1 (256) 314-1636

www.firstmetro.com

Valley Bank

1100 Corporate Pkwy, Birmingham, AL 35242, USA

+1 (205) 408-2000

locations.valley.com

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