Welcome to Our Online Loan Referral Service

Loan agency in Birmingham, Alabama

1500 1st Ave N # 5, Birmingham, AL 35203, USA
+1 (205) 250-8026
www.southeasterncommercial.com

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Mailing Address

Company Name

Contact Data

Feedback about Southeastern Commercial Finance?

Here you see the feedback of our customers.

I recommend Southeastern Commercial Finance to everyone, I am applying for the second time. Everything is great!

Samanta Schiller

I issued a loan when I had problems with money. There was no other way out. I found this website on the Internet, among others. Has applied several services. One declined, the other offered too high a interest rate, but here it was approved as I wanted.

Jacques Spencer Jr.

Thanks to the employees for the reliable service. They helped out in difficult times. For application you only need an ID.

Abigail Wunsch Jr.

I apply very often. I am pleased with the terms. There is online day and night service.

Chloe Stokes

Pay Attention

Further there will be shown the details about not a exact lender. The information below will tell about shared information about payday loans and its specific elements.

Payday Loans in Birmingham, New Jersey

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

It is simple and fast to take out payday loans in Birmingham, New Jersey. The rates are set on an individual basis: if a borrower repays as much loans as possible, she will be offered one of the most favorable terms and rates.

APR

30% usury cap

How will Southeastern Commercial Finance help issue a payday loan in Birmingham, New Jersey?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are issued day and night. The transfer will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to take out a loan in Birmingham, New Jersey. They assess many other factors before taking out a payday loan. One of them is financial capabilities. This is a way to improve your credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Birmingham, Alabama

TitleMax Title Loans

1709 Crawford Rd, Phenix City, AL 36867, USA

+1 (334) 732-0500

www.titlemax.com

Title Cash

5253 Hwy 90 West Service Rd E, Mobile, AL 36619, USA

+1 (251) 602-5675

Advance America

2806 S Memorial Pkwy Ste. A, Huntsville, AL 35801, USA

+1 (256) 533-9748

www.advanceamerica.net

BancorpSouth Bank

7302 Hwy 72 W, Madison, AL 35758, USA

+1 (256) 864-7860

www.bancorpsouth.com

Regions Bank

100 W Roosevelt Ave, Foley, AL 36535, USA

+1 (251) 213-2150

www.regions.com

First Southern State Bank

201 W Main St, Centre, AL 35960, USA

+1 (256) 927-3691

www.fssbank.com

1st Franklin Financial

2940 Ross Clark Cir, Dothan, AL 36301, USA

+1 (334) 794-1178

locations.1ffc.com

Thrivent Financial for Lutherans

307 N McKenzie St, Foley, AL 36535, USA

www.thrivent.com

Bank Independent Jackson Place

729 E 2nd St, Sheffield, AL 35660, USA

+1 (256) 386-5000

www.bibank.com

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