Welcome to Our Online Loan Referral Service

3.7 3 reviews

417 US-431, Boaz, AL 35957, USA
+1 (256) 840-0606

What people think about First Southern Financial?

Below you find some of the testimonials of our clients.

Thanks!! The money were deposited to my bank account as agreed – within 2 hours. I repaid the debt in a timely manner and had no problems. The process is speedy and legit. Be a responsible customer and you will have no issues.

Kelvin Beer

I applied for the first payday loan in my life, was approved the next day despite the fact that I had bad credit. I repaid it before the due date. Love this company for their reasonable rates. Other lenders in my city charge sky high interest!

Robyn Dickens

I always use First Southern Financial when it need a payday loan. The application process is quick. No troubles.

Grover West


The above-given information provides the details about a definite lender. The information below is about common information about payday loans.

Payday Loans in Boaz, Alabama

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Online payday loans can be the right solution to your sudden financial difficulties in Boaz , Alabama because they are easily obtained and easily repaid. Your interest rate will depend on your state law or on the payday lender's policy.



Max Loan


Min Term

10 days

Max Term

31 days

Why people apply for payday loans?


Car expenses








Home improvement

Payday loans for bad credit

Payday loans are perfect for consumers with a credit report that's less than perfect, or who have little to no credit history. Bad credit score may prevent you from getting approved for a bank loan. Payday lenders in Boaz, al welcome people with poor credit. You can apply for a bad credit payday loan online 24/7 and if accepted could have the funds in your account within the hour.

To get accepted for a cash advance, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No ability to get a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the definite cost of the loan immediately.

APR Calculator

Other Payday Lenders in Boaz, Alabama

Taylor Financial Services Inc

10-C Hamric Dr W, Oxford, AL 36203, USA

+1 (256) 831-4899

Key Loan Co

2860 SpringHill Ave, Mobile, AL 36607, USA

+1 (251) 476-6551


Hancock Whitney Bank

1801 Gulf Shores Pkwy, Gulf Shores, AL 36542, USA

+1 (800) 448-8812


Title Pawn Payday Advance

105 Mimosa St, Evergreen, AL 36401, USA

Edward Jones - Financial Advisor: Mike Hunter

7040 Gadsden Hwy Suite 108, Trussville, AL 35173, USA

+1 (205) 655-0413


TitleMax Title Loans

217 Gadsden Hwy, Birmingham, AL 35235, USA

+1 (205) 536-7046


TitleBucks Title Loans

2224 E South Blvd, Montgomery, AL 36116, USA

+1 (334) 284-1818


Valley Bank

7911 Vaughn Rd, Montgomery, AL 36116, USA

+1 (334) 270-3071


Advance America

12441 AL-157, Moulton, AL 35650, USA

+1 (256) 905-0041