Welcome to Our Online Loan Referral Service

4.3 6 reviews

AL-71, Bryant, AL 35958, USA
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed

Feedback about First Southern State Bank?

Here you grapple with the reviews of our clients.

Great customer service

Oran Bernhard

Very helpful and very kind here at first southern in higdon.

Trinity Muller

Pay Attention

Further there will be given the details about not a definite lending company. The information below will tell about shared information about payday loans and its specific aspects.

Payday Loans in Bryant, Alabama

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Payday loans in Bryant, Alabama are issued problem-free. The interest percentage depends on the client's person-related information: if you repay more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will First Southern State Bank help issue a loan in Bryant, Alabama?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are taken out around the clock. The loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Bryant, Alabama. The company will estimate many points to qualify such as financial capabilities. Payday loans will be a way to improve your bad credit score into a favorable one.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should determine its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Bryant, Alabama

All In Credit Union

1238 Rucker Blvd, Enterprise, AL 36330, USA

+1 (334) 393-5909

allincu.com

IAM Community Federal Credit Union

467 Daleville Ave, Daleville, AL 36322, USA

+1 (334) 347-9000

www.iamcfcu.com

Check Into Cash

8572 Madison Blvd Suite K-2, Madison, AL 35758, USA

+1 (256) 464-6617

local.checkintocash.com

FNB Bank

701 E Laurel St, Scottsboro, AL 35768, USA

+1 (256) 259-6000

accessfnb.com

APCO Employees Credit Union

370 Chelsea Crossroads, Chelsea, AL 35043, USA

+1 (205) 678-8406

www.apcocu.org

Northside Check Exchange

1503 Telegraph Rd, Prichard, AL 36610, USA

+1 (251) 457-7595

Advanced Payment Solutions

8334 US-431, Albertville, AL 35950, USA

+1 (256) 894-4650

TitleMax Title Loans

301 US-31, Bay Minette, AL 36507, USA

+1 (251) 937-3077

www.titlemax.com

Check Exchange

2035 E 280 Byp, Phenix City, AL 36867, USA

+1 (334) 298-6080

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