Welcome to Our Online Loan Referral Service

3 4 reviews

Building 141, Anniston Army Depot, Bynum, AL 36253, USA
+1 (256) 237-9494
www.aodfcu.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1998-09-11

Mailing Address

Alabama, United States

Company Name

AOD Federal Credit Union

AOD Federal Credit Union

Contact Data

Feedback about AOD Federal Credit Union?

Here you grapple with the feedback of our customers.

I recommend AOD Federal Credit Union to everyone, I am applying for the second time. Everything is great!

Leatha Kilback I

Thanks to the staff for the reliable service. They assisted in difficult times. For application you only need an ID.

Addison Goldner

Money was urgently required. I left an online application in AOD Federal Credit Union. I sent all the necessary photos of documents, talked to the staff by phone. The requested payday loan was approved. Within an hour, the money was deposited to my card.

Zakary Fisher

A good payday lender. The company quickly reviewed the application and deposited the funds to my credit card.

Ronaldo Wolf

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes people grapple with shared information about payday loans.

Payday Loans in Bynum, North Carolina

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.

Such financial products as payday loan in Bynum, North Carolina is taken out simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more payday loans you pay back off, the more favorable rates a client will get.

APR

36% APR small loan cap

How will AOD Federal Credit Union help take out a loan in Bynum, North Carolina?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to consider the application. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is reviewed by financial institutions. Lenders in Bynum, nc review this circumstance not an obstacle to take out a loan. The client of a payday loan should be prepared to objectively assess financial abilities, take out a loan, pay back the debt on a due date and not only cope with current problems, but improve the credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a real cost of the payday loan.

APR Calculator

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