Welcome to Our Online Loan Referral Service

4.3 12 reviews

11025 AL-25, Calera, AL 35040, USA
+1 (205) 668-0711
www.centralstatebank.com
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1997-05-19

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Central State Bank of Calera?

Here you see the reviews of our clients.

The people who work there are very friendly and caring people.

Prof. Johnny Corkery II

Complaint: Wish they didn't keep "Banker's Hours," lol.

Miss Nikki Runolfsson

The personal bankers r very friendly.

Salvador McDermott

Pay Attention

Further there will be given the details about not a definite lender. The information below will tell about common information about payday loans and its specific aspects.

Payday Loans in Calera, Alabama

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Calera, Alabama are taken out hassle-free. The interest percentage is conditional on the borrower's person-related data: if you pay back more payday loans, the more efficient terms and rates lenders guarantee.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Central State Bank of Calera help take out a payday loan in Calera, Alabama?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Funds are issued around the clock. The loan will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is considered by financial institutions. Microfinance organizations in Calera, al review this circumstance not a hindrence to issue a loan. The borrower of a payday loan should be ready to objectively estimate financial capabilities, take out a loan, pay back the debt on time and not only solve current difficulties, but improve the credit rating.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will define the cost of the payday loan. It takes seconds to see the result.

APR Calculator

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First Metro Bank

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Regional Finance

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Credit Central

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BancorpSouth Bank

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Cash Tyme

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