Welcome to Our Online Loan Referral Service

3.7 3 reviews

9571 Old Hwy 280, Chelsea, AL 35043, USA
+1 (205) 678-3600
www.coosapinesfcu.org
Thursday
8AM–4:30PM
Friday
8AM–4:30PM
Saturday
Closed
Sunday
Closed
Monday
8AM–4:30PM
Tuesday
8AM–4:30PM
Wednesday
8AM–4:30PM

Domain Info

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Mailing Address

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Feedback about Coosa Pines Federal Credit Union?

Here you grapple with the feedback of our customers.

For 6 months I have not been able to make the resource to transfer the information about the closing of the loan for 2019.

Lenore Ruecker

Not very satisfied with the hidden subscription to medical insurance in the amount of $19. But it turned out to be very easy to cope with, by means of customer support.

Prof. Maximo Mraz Jr.

I issued $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they took out a loan for 16 days. As a result, I paid $850 with all the charges.

Pierce Rice

Disappointed! Was declined to issue $1,000. Only $400 was approved.

Prof. Devan Lowe III

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes users get acquainted general information about payday loans.

Payday Loans in Chelsea, New York

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

It is easy and quick to take out payday loans in Chelsea, New York. The rates are set on an individual basis: if a customer repays as much payday loans as possible, he will be offered one of the most efficinet terms and rates.

APR

25% small loan cap

How will Coosa Pines Federal Credit Union help issue a payday loan in Chelsea, New York?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be transfered to account. You won't be asked to visit any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is considered by lenders before taking out a loan. But banks almost 100% deny the application when lenders in Chelsea, ny will estimate other aspects like solvency and approve a loan. This is a way to improve your credit rating.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

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