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5 64 reviews
Loan agency in Cullman, Alabama

Town Square Shopping Center, 1616, Cullman, AL 35055, USA
+1 (256) 739-9190
www.advanceamerica.net
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
11AM–5PM
Wednesday
10AM–6PM
Thursday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you get acquainted with the reviews of our clients.

I have used payday loans before with other companies, but this company went above and beyond to serve my needs. The ladies here are so nice!

Oliver Stiedemann DDS

If your needing a payday loan or to pawn your title this is the best place to go. The people who work there are truly amazing! They are excellent at helping you out and …

Elenora Hamill

… treat you as part of the family. Service is totally amazing........ If you ever need a payday loan don't hesitate awalys go to Advance America you won't be sorry........

Mertie Monahan I

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Above-shown info provides the details about a exact lending company. Below-shown info is devoted to shared information about payday loans.

Payday Loans in Cullman, Alabama

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is easy and fast to take out payday loans in Cullman, Alabama. The rates are accured on an individual basis: if a customer repays as much payday loans as possible, she will be offered one of the most favorable terms and rates.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Advance America help take out a loan in Cullman, Alabama?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to issue a loan in Cullman, Alabama. They assess many other factors before issuing a loan. One of them is financial capabilities. This is a way to improve your credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to utilize the calculator. It will define the cost of the cash advance.

APR Calculator

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