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4.7 33 reviews
Loan agency in Cullman, Alabama

1728 2nd Ave SW #29, Cullman, AL 35055, USA
+1 (256) 734-4220
www.wallacemgt.com
Friday
9AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

Domain Info

Created Date

2003-09-15

Mailing Address

OK, United States

Company Name

Wallace Management Comp.

Wallace Management Comp.

Contact Data

Feedback about Liberty Finance?

Here you get acquainted with the feedback of our clients.

Great people, great experience , will highly recommend

Dr. Jaiden Borer

Friendly staff, Allison done a great job assisting me!

Mr. Jovani Gislason I

Will be referring friends and family.

Marianne Lang

Pay Attention

Further there will be presented the details about not a certain lending company. The information below will define general information about payday loans and its specific aspects.

Payday Loans in Cullman, Alabama

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Cullman, Alabama is issued easily and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more cash advance you pay back off, the more reasonable rates a borrower will recieve.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Liberty Finance help issue a payday loan in Cullman, Alabama?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are issued day and night. The loan will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is considered by financial institutions. Lenders in Cullman, al consider this circumstance not a drawback to issue a loan. The client of a loan should be prepared to objectively estimate financial solvency, issue a loan, repay the debt on schedule and not only solve current problems, but improve the credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will show the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Cullman, Alabama

Regions Bank

6685 Old Springville Rd, Pinson, AL 35126, USA

+1 (205) 693-7820

www.regions.com

First Cash Express

14222 US-43, Russellville, AL 35653, USA

+1 (256) 332-7474

Southern States Bank

117 N Main St, Wedowee, AL 36278, USA

+1 (256) 357-4936

southernstatesbank.net

Tower Loan

3150 Lorna Rd #100, Hoover, AL 35216, USA

+1 (205) 380-6291

www.towerloan.com

Check Into Cash

105 Mimosa Street, Suites A & B, Evergreen, AL 36401, USA

+1 (251) 578-1100

local.checkintocash.com

Laura Mitchell | Fairway Independent Mortgage Corporation Loan Officer

8154 AL-59 Suite 207, Foley, AL 36535, USA

+1 (251) 298-5304

First Bank of Alabama Roanoke Branch

3500 US-431, Roanoke, AL 36274, USA

+1 (334) 863-7917

www.firstbankal.com

Valley Bank

3740 Highway 14 at, AL-143, Millbrook, AL 36054, USA

+1 (334) 557-7792

locations.valley.com

Ameris Bank Mortgage Office

785 N Dean Rd #300, Auburn, AL 36830, USA

+1 (866) 616-6020

banks.amerisbank.com

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