What people think about First Southern Financial Services?
Below you find some of the testimonials of our clients.
First Southern Financial Services seems legit. At least they charge no hidden fees. This was the only company that accepted me for a cash advance.
Judah Dibbert
First Southern Financial Services seems trustworthy. At least they have no hidden fees. This was the only company that accepted me for a cash advance.
Mr. Elliott Jaskolski IV
Pay Attention
The previous three items describe a precise company. But below you can read general data about payday loans.
Payday Loans in Cullman, Alabama
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.
Payday loans in Cullman, Alabama is are easy to access. The interest rate is specific for each applicant and depends on various things: age, income, loan amount needed, loan term, credit score, etc.
APR
456%*
Max Loan
$500
Min Term
10 days
Max Term
31 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a bad credit history an increased opportunity to get accepted for such loans. A payday loan may be the only option available for some individuals to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your needs and pay off your loan commitments in good time.
To get accepted for a cash advance, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
Other Payday Lenders in Cullman, Alabama
Small Business Loans Birmingham AL
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+1 (205) 649-5348
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FIRST HERITAGE CREDIT
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+1 (205) 620-0664
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Regional Finance
101 Cracker Barrel Rd Suite D, Fort Payne, AL 35968, USA
+1 (256) 845-9007
branches.regionalfinance.com
Synovus Bank - ATM
501 Richard Arrington Jr Blvd S, Birmingham, AL 35233, USA
+1 (888) 796-6887
www.synovus.com
First Alabama Loans, Inc
925 6th Ave SE, Decatur, AL 35601, USA
+1 (256) 301-5521
first-alabama-loans-inc.business.site
