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5 5 reviews
Loan agency in Cullman, Alabama

1622 2nd Ave SW, Cullman, AL 35055, USA
+1 (256) 737-5120
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM

What people think about First Southern Financial Services?

Below you find some of the testimonials of our clients.

First Southern Financial Services seems legit. At least they charge no hidden fees. This was the only company that accepted me for a cash advance.

Judah Dibbert

First Southern Financial Services seems trustworthy. At least they have no hidden fees. This was the only company that accepted me for a cash advance.

Mr. Elliott Jaskolski IV

Pay Attention

The previous three items describe a precise company. But below you can read general data about payday loans.

Payday Loans in Cullman, Alabama

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.

Payday loans in Cullman, Alabama is are easy to access. The interest rate is specific for each applicant and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a bad credit history an increased opportunity to get accepted for such loans. A payday loan may be the only option available for some individuals to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your needs and pay off your loan commitments in good time.

To get accepted for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Cullman, Alabama

Union State Bank

2408 Mays Dr, Cropwell, AL 35054, USA

+1 (205) 884-2340

www.unionstate.net

Money To Lend Inc

460 E Main St, Dothan, AL 36301, USA

+1 (334) 793-7777

expressloansofamerica.com

Security Finance

610 Skyland Blvd E, Tuscaloosa, AL 35405, USA

+1 (205) 344-9227

www.securityfinance.com

Synovus Bank

2200 Jack Warner Pkwy, Tuscaloosa, AL 35401, USA

+1 (888) 796-6887

www.synovus.com

Covington Credit

1400 2nd Ave NW, Cullman, AL 35055, USA

+1 (256) 736-2071

www.mymoneytogo.com

PNC Bank

1101 N McKenzie St, Foley, AL 36535, USA

+1 (251) 943-3000

apps.pnc.com

Cadence Bank - Tuscaloosa Main Branch

2020 University Blvd, Tuscaloosa, AL 35401, USA

+1 (205) 345-5870

cadencebank.com

Security Finance

510 E Commerce St, Greenville, AL 36037, USA

+1 (334) 382-1061

www.securityfinance.com

SmartBank

2000 Lurleen B Wallace Blvd, Northport, AL 35476, USA

+1 (205) 469-7990

www.smartbank.com

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