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Loan agency in Cullman, Alabama

2015 Cherokee Ave SW Suite D, Cullman, AL 35055, USA
+1 (256) 739-4488
locations.1ffc.com
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–1:30PM
Thursday
8:30AM–5:30PM

Domain Info

Created Date

1996-12-10

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about 1st Franklin Financial?

Here you read the feedback of our clients.

Great service and great people!

Joe Johns

Great price and good quality!!

Delaney Bashirian

Nice guy, got Freon refilled and a compressor capacitor swapped for 340$

Willis Williamson

Pay Attention

Further there will be given the details about not a definite lender. The information below will explain shared information about payday loans and its specific elements.

Payday Loans in Cullman, Alabama

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is easy and fast to issue payday loans in Cullman, Alabama. The rates are set on an individual basis: if a customer repays as much loans as possible, she will be provided one of the most favorable terms and rates.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will 1st Franklin Financial help take out a payday loan in Cullman, Alabama?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is reviewed by financial institutions. Payday lenders in Cullman, al review this circumstance not a drawback to issue a loan. The recipient of a loan should be ready to objectively estimate financial abilities, take out a loan, pay back the debt on time and not only handle current issues, but improve the credit score.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to use the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in Cullman, Alabama

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+1 (256) 760-0131

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MAX Credit Union

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+1 (334) 260-2600

www.mymax.com

check n go, Check `n Go Store Directory

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+1 (256) 538-3289

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Liberty Tax and Loans

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+1 (334) 687-3207

approvedcashadvance.com

Quick Loans

302 E Laurel Ave, Foley, AL 36535, USA

+1 (251) 971-2122

Advance America

9 Bill Robinson Pkwy, Anniston, AL 36206, USA

+1 (256) 820-0018

www.advanceamerica.net

BBVA Bank

1400 McFarland Blvd, Northport, AL 35476, USA

+1 (205) 391-2587

www.bbvausa.com

West Alabama Bank & Trust

1014 Washington St, Marion, AL 36756, USA

+1 (334) 683-6147

www.wabt.com

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