Welcome to Our Online Loan Referral Service

4.4 8 reviews

300 4th Ave SW, Cullman, AL 35055, USA
+1 (256) 734-4750
www.amfirst.org
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

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What people think about America's First Federal Credit Union?

Below you get acquainted with some of the opinions of our clients.

I want to say Many Thanks to the team of America's First Federal Credit Union. They offer immediate solution to any sudden money troubles. Love them for their quick decision. Applied for a loan and got accepted although my credit was not perfect. I will certainly use this website if I need money again.

Dr. Eryn Jast DDS

Good service with affordable rates. They transferred within 3 hours, as promised. I will use America's First Federal Credit Union again if I need temporary help.

Jarrod Wisozk II

Thanks!! The money were transferred to my bank account as promised – the next morning. I repaid the loan early and had no issues. The process is trouble-free and legit. Be a responsible client and you will have no complaints.

Ida Wyman DVM

Recently I needed $800 to cover medical bills. I decided to contact America's First Federal Credit Union. They only approved me for $600 but the process itself was transparent, and their rates were good.

Ms. Elena Haag

Pay Attention

Below you can read general information about payday loans and their common features.

Payday Loans in Cullman, Alabama

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

It is trouble-free and speedy to get accepted for payday loans in Cullman, Alabama. The APR will be set individually for each case and will depend on the personal details the consumer entered.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get approved for a payday loan. Such loans are designed to help meet the needs of people with bad credit scores. There are lenders who may be ready to give you a payday loan even if you have a bad credit score. You will need a steady income to get accepted for a bad credit payday loan.

To get approved for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Cullman, Alabama

Discount Title Loans

1612 Rucker Blvd, Enterprise, AL 36330, USA

+1 (334) 348-9300

expressloansofamerica.com

Thrivent Financial for Lutherans

307 N McKenzie St, Foley, AL 36535, USA

www.thrivent.com

Valley Bank

50 Jimmy Gould Dr, Alabaster, AL 35007, USA

+1 (205) 378-5700

locations.valley.com

Approved Cash

601 Gault Ave S Suite 500 Suite 500, Fort Payne, AL 35967, USA

+1 (256) 845-7223

approvedcashadvance.com

Credit Max of Alabama

1321 Broad St, Phenix City, AL 36867, USA

+1 (334) 448-2222

Easy Money

407 Dauphin Island Pkwy, Mobile, AL 36606, USA

+1 (251) 308-7007

www.ccfi.com

Title Cash

32363 US-280, Childersburg, AL 35044, USA

+1 (256) 378-3445

www.titlecash.com

Principal Financial Group

18589 US-31, Cullman, AL 35058, USA

+1 (800) 986-3343

www.principal.com

Regional Finance

6651 Atlanta Hwy, Montgomery, AL 36117, USA

+1 (334) 260-4914

branches.regionalfinance.com

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