Welcome to Our Online Loan Referral Service

3.9 7 reviews

223 2nd Ave SE, Cullman, AL 35055, USA
+1 (256) 841-6600
www.citizensbanktrust.com
Thursday
8:30AM–4:30PM
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM

Domain Info

Created Date

2002-07-17

Mailing Address

5860 Citrus Blvd, Suite D, #172, Harahan, LA, 70123, United States

Company Name

Jewella Privacy - 801df

Jewella Privacy LLC Privacy ID# 1295700

Contact Data

[email protected]

+1.5043550545

Feedback about Citizens Bank & Trust?

Here you get acquainted with the reviews of our customers.

Money was urgently needed. I left an online application in Citizens Bank & Trust. I sent all the necessary photos of documents, talked to the operators by phone. The requested payday loan was approved. Within an hour, the money was transferred to my card.

Prof. Clint Welch II

I often take out a payday loan to a card in Citizens Bank & Trust. It is very convenient. If you give it back quickly, the percentage is favorable. Employees politely and intelligibly explain all the nuances.

Mya Lueilwitz

Citizens Bank & Trust applied for a payday loan secured by a vehicle for the first time, I liked everything very much. Fast and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Montana Marks

I often take out a cash advance to a card in Citizens Bank & Trust. It is very convenient. If you give it back quickly, the rate is favorable. Employees politely and intelligibly explain all the terms.

Kasey Bogan

Thanks to the staff for the competent service. They helped out in difficult times. For application you only need an ID.

Katelyn Conn

Pay Attention

Lenders are described in the first three points. Below info specifies common information about payday loans.

Payday Loans in Cullman, Alabama

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

This financial product in Cullman, Alabama is issued easily and fast. The interest rate is specified depending on the category of the borrower: the more loans are successfully repaid, the more favorable terms will be ensured to you.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Citizens Bank & Trust help issue a payday loan in Cullman, Alabama?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to consider the form. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is reviewed by financial institutions. Payday lenders in Cullman, al review this circumstance not an obstacle to issue a loan. The client of a payday loan should be prepared to objectively assess financial solvency, issue a loan, pay back the debt on time and not only resolve current difficulties, but improve the credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.

APR Calculator

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Alabama Title Loans, Inc.

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Cash Tyme

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+1 (334) 409-2958

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Edward Jones - Financial Advisor: Devin Allen

909 2nd Ave NW, Cullman, AL 35055, USA

+1 (256) 739-5581

www.edwardjones.com

Edward Jones - Financial Advisor: Rick East, ChFC®|CRPS®

609 W Clark St, Muscle Shoals, AL 35661, USA

+1 (256) 389-1986

www.edwardjones.com

First Bank of Alabama

120 North St E, Talladega, AL 35160, USA

+1 (256) 362-2334

www.firstbankal.com

Alabama Title Loans, Inc.

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+1 (256) 882-0053

Tower Loan

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+1 (334) 347-3150

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