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5 52 reviews
Loan agency in Cullman, Alabama

1608 2nd Ave SW Unit 4, Cullman, AL 35055, USA
+1 (256) 255-1333
legacyfinanceco.business.site
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM

Domain Info

Created Date

2017-04-17

Mailing Address

CA, United States

Company Name

Google LLC

Google LLC

Contact Data

Feedback about Legacy Finance Co.?

Here you get acquainted with the feedback of our clients.

Awsome people great to work with.

Miss Annette Cummings III

Friendly people and great service.

Travis Bruen

I will reccomend them to all my family and friends

Sam Stoltenberg

Pay Attention

Above there are details about a exact lender. Below every user may grapple with the common features of payday loans.

Payday Loans in Cullman, Alabama

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

Hassle-free financial products are considered as payday loans in Cullman, al. They are issued at individual interest rates. They are dependent on customer's data. It is also significant to repay as much payday loans as possible.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Legacy Finance Co. help issue a loan in Cullman, Alabama?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed money will be credited to account. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to issue a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Lenders do not consider this factor the only one to take out a loan in Cullman, Alabama. The company will assess many points to qualify such as solvency. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will define the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

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TitleBucks Title Loans

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Alabama Title Loans, Inc.

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Synovus Bank

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ATM (Regions Bank)

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