Welcome to Our Online Loan Referral Service


9811 Millwood Cir, Spanish Fort, AL 36527, USA
+1 (251) 263-8534
southpoint.bank
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed

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Feedback about SouthPoint Bank Home Mortgage?

Here you see the reviews of our clients.

I took the first payday loan, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to extend the payment and return the payday loan in parts. Immediately after repaying the old one, you can issue a new one, the available amount increases every time.

Patricia Rosenbaum

SouthPoint Bank Home Mortgage applied for a loan secured by a car for the first time, I liked everything very much. Fast and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Kurt Huel

I got into one situation. I emergenctly needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. SouthPoint Bank Home Mortgage in Daphne seemed to me the most efficient.

Dr. Lisa Murray I

Pay Attention

Lenders are shown in the first three points. Below info shows shared information about payday loans.

Payday Loans in Daphne, Alabama

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.

Problem-free financial products are known as payday loans in Daphne, al. They are issued at individually-set interest rates. They are dependent on personal data. It is also important to pay back as much payday loans as possible.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will SouthPoint Bank Home Mortgage help take out a payday loan in Daphne, Alabama?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to process the form. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A adverse factor considered by financial institutions is called as bad credit history. But this drawback is not reviewed as the only one by lenders to issue a cash advance. The lender review many aspects such as financial capabilities to approve the form. Cash advance in Daphne, Alabama may help improve your credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Daphne, Alabama

Bank Independent Tuscumbia

119 N Main St, Tuscumbia, AL 35674, USA

+1 (256) 386-5000

www.bibank.com

Prattville Credit Corporation

713 E Main St, Prattville, AL 36067, USA

+1 (334) 361-9696

Jefferson Financial Federal Credit Union

198 Highland Ave #6220, Selma, AL 36701, USA

+1 (334) 872-9096

www.jeffersonfinancial.org

Thrivent Financial for Lutherans

17240 Bon Secour Hwy, Bon Secour, AL 36511, USA

+1 (251) 414-7813

www.thrivent.com

Bank of Parrish

6186 AL-269, Parrish, AL 35580, USA

+1 (205) 686-5076

www.fnbhamilton.com

Exchange Bank- Rainbow City

3003 Rainbow Dr, Rainbow City, AL 35906, USA

+1 (256) 442-3003

exba.com

First Southern Financial

119 S Brindlee Mountain Pkwy, Arab, AL 35016, USA

+1 (256) 586-1214

ATM (Regions Bank)

3940 AL-14, Millbrook, AL 36054, USA

+1 (800) 734-4667

www.regions.com

Bank Independent Hartselle

902 US-31, Hartselle, AL 35640, USA

+1 (256) 386-5000

www.bibank.com

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