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Loan agency in Daphne, Alabama

9810 Timber Cir, Spanish Fort, AL 36527, USA
+1 (251) 626-2929
www.alabamaagcredit.com
Friday
8AM–4:30PM
Saturday
Closed
Sunday
Closed
Monday
8AM–4:30PM
Tuesday
8AM–4:30PM
Wednesday
8AM–4:30PM
Thursday
8AM–4:30PM

Domain Info

Created Date

2009-04-23

Mailing Address

4801 PLAZA ON THE LK, AUSTIN, TX, 78746-1073, United States

Company Name

Farm Credit Bank of Texas

Farm Credit Bank of Texas

Contact Data

wade.matistic@farmcreditbank.com

+1.5124651828

+1.9999999999

Feedback about Alabama Ag Credit?

Here you get acquainted with the reviews of our clients.

My dad is the boss of this place so....

Dedric Fadel

Great people, fast closings, and competitive terms.

Erin Harber PhD

Give very poor advice regarding land values.

Prof. Dillon Rau

Pay Attention

Above-defined info provides the details about a certain lender. Below-specified info is oriented on common information about payday loans.

Payday Loans in Daphne, Alabama

Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Hassle-free financial products are considered as payday loans in Daphne, al. They are issued at individually-set interest rates. They are dependent on personal data. It is also important to pay off as much payday loans as possible.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Alabama Ag Credit help take out a payday loan in Daphne, Alabama?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out day and night. The payday loan will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is estimated by payday lenders before issuing a loan. But banks almost 100% deny the request when lenders in Daphne, al will estimate other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its exact cost. This calculator will show the APR of the loan.

APR Calculator

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Money Tree

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Valley Bank

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+1 (205) 578-4255

locations.valley.com

Republic Finance

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+1 (251) 970-7111

locations.republicfinance.com

Easy Cash Store

1500 Government St suite h, Mobile, AL 36604, USA

+1 (844) 335-5099

Eagle Title Loans

616 US-31 F, Athens, AL 35611, USA

+1 (256) 771-1000

www.eagle.com

Check Advance

4155 AL-14, Millbrook, AL 36054, USA

+1 (334) 290-1919

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Title Cash

3006 McClellan Blvd, Anniston, AL 36201, USA

+1 (256) 238-1182

titlecash.com

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