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4 8 reviews
Loan agency in Decatur, Alabama

1326 6th Ave SE, Decatur, AL 35601, USA
7 years in business
+1 (256) 351-9223
first-state-loans-inc.business.site
Friday
8:30AM–5:30PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM

Domain Info

Created Date

2017-04-17

Mailing Address

CA, United States

Company Name

Google LLC

Google LLC

Contact Data

What people think about First State Loans Inc?

Below you see some of the testimonials of our clients.

I contacted First State Loans Inc for a loan. Everything was done very fast. Had the money in my account the next evening. Employees are very caring. Best experience!

Carmine Smitham

Was invited to a gender party but was broke at that time. A friend recommended me to address First State Loans Inc. And I did. This was the best decision! Yes, the APR was high but I think it’s because I had no credit. In general, The process was straightforward.

Ludwig Daniel

Thanks!! The funds were sent to my bank account as agreed – the next morning. I closed the loan on time and had no problems. The process is speedy and transparent. Be a responsible client and you will have no issues.

Bailey McKenzie

Pay Attention

Below you can see general information about payday loans and their common aspects.

Payday Loans in Decatur, Georgia

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Cash advance loans may seem like an easy and fast solution to a short-term problem in Decatur, Georgia. Loans from payday lenders can get you cash within a few hours. Your APR will depend on a few things.

APR

10% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still be eligible a payday loan. Such loans are created to help meet the needs of individuals with lower credit scores. There are lenders who may be ready to give you a payday loan even if you have a bad credit rating. You will need a steady income to get accepted for a bad credit payday loan.

To get approved for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the cash advance loan even before applying.

APR Calculator

Other Payday Lenders in Decatur, Alabama

Cash Express

533 Jordan Ave, Tallassee, AL 36078, USA

+1 (334) 252-8404

www.cashexpressllc.com

Credit Central

1113 E Commerce St, Greenville, AL 36037, USA

+1 (334) 382-1142

www.creditcentralllc.com

All In Credit Union

1201 Boll Weevil Cir, Enterprise, AL 36330, USA

+1 (334) 393-5909

allincu.com

Cheaha Bank LLC

120 Big Valley Dr, Alexandria, AL 36250, USA

+1 (256) 847-8802

www.cheahabank.com

ATM (Regions Bank)

7330 US-431 N, Albertville, AL 35950, USA

+1 (800) 734-4667

www.regions.com

Regional Finance

5031 Ford Pkwy #104, Bessemer, AL 35022, USA

+1 (205) 432-7800

branches.regionalfinance.com

Navigator Credit Union at Alma Bryant High School

14001 Hurricane Blvd, Irvington, AL 36544, USA

+1 (800) 344-3281

navigatorcu.org

Superior Bank

3861 Bowden St, Frisco City, AL 36445, USA

+1 (251) 267-2200

Edward Jones - Financial Advisor: Jerrod K Hester, AAMS®

229 French Farms Blvd Ste C, Athens, AL 35611, USA

+1 (256) 216-6307

www.edwardjones.com

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