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4.4 19 reviews
Loan agency in Decatur, Alabama

1815 6th Ave SE B, Decatur, AL 35601, USA
7 years in business
+1 (256) 308-0035
capstonedecatur.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2013-10-29

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, AL, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Capstone Finance?

Here you get acquainted with the feedback of our customers.

Definitely check this place out if you need some extra cash!

Destin Mertz

I cried in front of them because I hated getting a loan after another loan!

Helene Carter

You to the team of capstone finance keep up the good work

Sofia Muller PhD

Pay Attention

Above there are details about a definite lending company. Below every reader may grapple with the essence of payday loans.

Payday Loans in Decatur, Georgia

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Problem-free financial products are considered as payday loans in Decatur, ga. They are issued at individually-set interest rates. They are dependent on personal data. It is also important to pay off as much payday loans as possible.

APR

10% small loan cap

How will Capstone Finance help take out a loan in Decatur, Georgia?

  • Round the clock service. Every client may address the service round the clock. The borrowed funds will be deposited to card. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be reviewed within minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to issue a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is assessed by microfinance organizations before taking out a loan. But banks almost 100% refuse the application when lenders in Decatur, ga will estimate other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Decatur, Alabama

Always Money

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+1 (251) 456-8823

alwaysmoney.com

BancorpSouth Bank

3290 B Dauphin St, Mobile, AL 36606, USA

+1 (251) 345-0750

www.bancorpsouth.com

Regions Bank

804 S Quintard Ave, Oxford, AL 36203, USA

+1 (256) 241-5980

www.regions.com

Tower Loan

3123 Ross Clark Cir #2, Dothan, AL 36303, USA

+1 (334) 836-8144

www.towerloan.com

ServisFirst Bank Spring Hill

4400 Old Shell Rd, Mobile, AL 36608, USA

+1 (251) 544-6900

www.servisfirstbank.com

First Heritage Credit

2232 Pelham Pkwy, Pelham, AL 35124, USA

+1 (205) 823-6611

www.1stheritagecredit.com

3 D Financial

14450 US-231, Hazel Green, AL 35750, USA

+1 (256) 828-0070

www.3dfinancial.com

Advance America

2806 S Memorial Pkwy Ste. A, Huntsville, AL 35801, USA

+1 (256) 533-9748

www.advanceamerica.net

First South Farm Credit

1103 Western Bypass, Andalusia, AL 36420, USA

+1 (334) 222-3123

firstsouthland.com

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