Welcome to Our Online Loan Referral Service

3.7 3 reviews

1733 6th Ave SE, Decatur, AL 35601, USA
+1 (256) 350-2727
firstsouthernfinancial.com
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM

Domain Info

Created Date

2015-11-16

Mailing Address

Alabama, United States

Company Name

First Southern Financial

First Southern Financial

Contact Data

What people think about First Southern Financial?

Below you find some of the opinions of our clients.

I was embarrassed to borrow from my brother so I decided to apply for a payday loan via First Southern Financial. Found them online and the user reviews were positive I have already applied 4 times and every time I was approved same day. Very nice.

Hazle Dach

Recently I urgently needed $500 to pay for a son’s college. I submitted an application form via the website of First Southern Financial. I entered the basic personal data. No phone calls. The desired amount was approved within 10 minutes. The money was sent to my bank account the next day. Legit website!

Glennie Towne

Easy application. I only filled in an ID and a bank account. Fast processing. The first time I was accepted for $600 only. Hope the available amount will be more next time. APR is average. Paid back the loan . If desired, the term can be also extended.

Austin Kohler

Important

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Decatur, Georgia

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Cash advance loans may seem like an easy and fast solution to a short-term problem in Decatur, Georgia. Loans from payday lenders can get you cash within a few hours. Your APR will depend on a few factors.

APR

10% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are perfect for consumers with a credit report that's less than perfect, or who have little to no credit history. Bad credit history may prevent you from getting approved for a bank loan. Payday lenders in Decatur, ga work with consumers with poor credit. You can request a bad credit payday loan on the net at any time of the day and if approved could have the funds in your account within the hour.

To get approved for a loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes 20 seconds to become informative even before applying.

APR Calculator

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