Welcome to Our Online Loan Referral Service


2218 Danville Rd SW, Decatur, AL 35601, USA
+1 (256) 355-1602
www.firstsouthernfinancial.com
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM

Domain Info

Created Date

2015-11-16

Mailing Address

Alabama, United States

Company Name

First Southern Financial

First Southern Financial

Contact Data

Feedback about First Southern Financial?

Here you read the feedback of our clients.

First Southern Financial seemed to me the safe. At least no insurance and extra fees. There are no discounts for regular customers. When repaying a debt, a transfer fee is not taken, although this is a bonus.

Sonny Runolfsdottir

Not the first time I use First Southern Financial. The service is competent. They immediately inform how much you should pay off. No cheating. You can always renew the loan. It assists a lot when cash is urgently needed.

Theodora Schoen

I have a problem with paying off a loan at another banking institution. It is inconvenient to borrow from relativies. Therefore, I decided to contact First Southern Financial. They really helped out.

Horace Halvorson

Money was urgently needed. I left an online application in First Southern Financial. I sent all the necessary photos of documents, talked to the staff by phone. The requested loan was approved. Within an hour, the money was transferred to my card.

Prof. Shany Borer III

Pay Attention

Above-specified info offers the details about a definite lending company. Below-specified info is oriented on general information about payday loans.

Payday Loans in Decatur, Georgia

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts vary from $100-$1,000.

Problem-free financial products are considered as payday loans in Decatur, ga. They are taken out at individually-set interest rates. They are dependent on customer's data. It is also significant to repay as much payday loans as possible.

APR

10% small loan cap

How will First Southern Financial help issue a loan in Decatur, Georgia?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the application. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Lenders do not consider this factor the only one to issue a loan in Decatur, Georgia. The lending company will estimate many points to qualify such as solvency. Cash advance will be a source to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

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TitleBucks

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Credit Central

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NobleBank & Trust

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www.noblebank.com

ATM (Regions Bank)

310 Hwy 78 E, Jasper, AL 35501, USA

+1 (800) 734-4667

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Cash Express

615 9th Ave N, Bessemer, AL 35020, USA

+1 (205) 426-2890

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TitleMax Title Loans

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Loan Master

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+1 (256) 718-3147

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