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5 9 reviews
Loan agency in Decatur, Alabama

725 Beltline Rd SW, Decatur, AL 35601, USA
7 years in business
+1 (256) 355-0361

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Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

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Feedback about 1st Franklin Financial?

Here you get acquainted with the reviews of our customers.

Thanks to the team of 1st Franklin Financial. Quick solution of the arisen problems, quick approval on the payday loan. I definitely recommend this service.

Camylle Toy

Money was urgently needed. I submitted an online application in 1st Franklin Financial. I sent all the necessary photos of documents, talked to the managers by phone. The requested payday loan was approved. Within an hour, the money was deposited to my card.

Ms. Carissa Trantow

I recommend 1st Franklin Financial to everyone, I am applying for the second time. Everything is great!

Bret Bahringer II

Pay Attention

Above there are details about a definite lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Decatur, Georgia

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Decatur, Georgia are taken out easily. The interest percentage is dependent on the client's personal data: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies offer.


10% small loan cap

How will 1st Franklin Financial help take out a loan in Decatur, Georgia?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be credited to credit card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

A negative factor reviewed by financial institutions is known as bad credit history. But this drawback is not implied as the only one by payday lenders to take out a cash advance. The lender process many aspects such as financial solvency to approve the form. Payday loans in Decatur, Georgia may help improve your credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a real cost of the payday loan.

APR Calculator

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Speedy Cash

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All In Credit Union

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