Welcome to Our Online Loan Referral Service

4.1 23 reviews

3299 Ross Clark Cir, Dothan, AL 36303, USA
+1 (334) 671-4000
banks.amerisbank.com
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2005-10-06

Mailing Address

24 2ND AVE SE, MOULTRIE, GA, 31768-4758, United States

Company Name

Ameris Bancorp

Ameris Bancorp

Contact Data

[email protected]

+1.2296166121

Feedback about Ameris Bank?

Here you get acquainted with the feedback of our clients.

Couldn’t ask for better service or kinder people.

Prof. Eugenia Hills

Staff is very professional and very knowledgeable.

Deon Price

Super easy to work with.

Prof. Cleo Watsica

Pay Attention

Above there are details about a exact lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Dothan, West Virginia

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

Payday loans in Dothan, West Virginia are issued problem-free. The interest percentage depends on the borrower's person-related information: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies offer.

APR

31% APR for loans up to $2,000

How will Ameris Bank help take out a loan in Dothan, West Virginia?

  • 24/7 service. Such online services allow you to deposit funds at any time. Money are issued day and night. The loan will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by payday lenders before issuing a loan. But banks almost 100% deny the application when lenders in Dothan, wv will estimate other aspects like financial capabilities and approve a loan. This is a way to improve your credit score.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

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