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5 reviews

4971 W Main St, Dothan, AL 36305, USA
+1 (334) 305-0475
www.troybankandtrust.com
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–4:30PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

1999-08-12

Mailing Address

1000 HIGHWAY 231 S, TROY, AL, 36081-3104, United States

Company Name

Troy Bank and Trust

Troy Bank and Trust

Contact Data

[email protected]

4703604178

Feedback about Troy Bank & Trust?

Here you grapple with the reviews of our clients.

High interest rate. When paying back a payday loan, some other interest is credited, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another website.

Desmond Smith

I borrowed $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they took out a loan for 16 days. As a result, I paid $850 with all the commissions.

Geovanny Koepp

I issued $300 for several days. When the funds were returned, they applied a great commissions, I had to pay almost $400.

Antonette Kunze

Pay Attention

The first three points specify the certain lending company. In other turn, below-specified info makes people grapple with shared information about payday loans.

Payday Loans in Dothan, West Virginia

Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Dothan, West Virginia is issued easily and fast. The interest percentage is defined depending on the category of the customer: the more loans are successfully paid off, the more favorable terms will be guaranteed to you.

APR

31% APR for loans up to $2,000

How will Troy Bank & Trust help take out a payday loan in Dothan, West Virginia?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are taken out around the clock. The loan will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is processed by financial institutions. Lenders in Dothan, wv consider this circumstance not a drawback to issue a loan. The recipient of a loan should be prepared to objectively assess financial abilities, issue a loan, repay the debt on time and not only solve current difficulties, but enhance the credit history.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a real cost of the payday loan.

APR Calculator

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