Local Cash Advance of Al Payday Loans Review

Organization owner?

211 Claxton Ave, Elba, AL 36323, USA

+1 (334) 897-0601

Monday

8AM–5:30PM

Tuesday

8AM–5:30PM

Wednesday

8AM–5:30PM

Thursday

8AM–5:30PM

Friday

8AM–5:30PM

Saturday

8AM–12PM

Sunday

Closed

What people think about Local Cash Advance of Al?

Below you see some of the opinions of our customers.

Great staff and location.

Xander Quitzon

But if there place is anything like the people they have working for them.

Terrell Ankunding

We look forward to our family, future Ford purchases here at Jim Cook Ford!

Webster Rowe

Important

Now you can see general characteristics of payday loans.

Payday Loans in Elba, New York

Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.

Cash advance loans may turn out an easy and fast solution to a short-term problem in Elba, New York. Loans from payday lenders can get you cash quickly. Your interest rate will depend on several factors.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give consumers with a bad credit score an increased opportunity to get accepted for short-term loans. A payday loan may be the only loan available for some individuals to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your budget and repay your loan commitments as agreed in the contract.

To get approved for a payday loan, you must meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the payday loan even before applying.