Vision Bank Payday Loans Review

Loan agency in Fairhope, Alabama

Organization owner?

21E N Greeno Rd, Fairhope, AL 36532, USA

+1 (251) 928-3604

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

What people think about Vision Bank?

Below you see some of the reviews of our customers.

I recommend Vision Bank to everyone who need extra cash. I’ve been using them for 5th time. Always best possible service!

Earl Funk

I had problems with paying my bank loan and was not sure I would get appoved for a loan with Vision Bank . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $500 online. Fortunately I got approved!!! They literally saved my life.

Mrs. Beryl Grady

Simple application. I only filled in an ID and a bank account. Fast lending decision. The first time I was accepted for $400 only. Hope the available amount will increase next time. APR is competitive. Paid off the loan on time. If necessary, the term can be also extended.

Mrs. Grace Gibson

I needed $500 to buy a birthday gift. The only way out was to apply for a cash advance. Found a lot of companies online. Vision Bank seemed the most transparent lender in Fairhope.

Micaela Hill

Important

Now you can read general characteristics of payday loans.

Payday Loans in Fairhope, Pennsylvania

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Online cash advance loans can be the easiest solution to your short-term financial troubles in Fairhope , Pennsylvania because they are easily obtained and easily repaid. Your interest rate will depend on your state law or on the payday lender's policy.

APR

6% APR small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can typically be an obstacle to obtaining a bank loan. A payday loan can save people who have low credit scores or have no credit score. But we advise you that as with any loan you should only think about applying for a payday loan if you are confident that you can make payments in good time.

To get approved for a loan, you need to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.