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1 reviews

501 E Dr Hicks Blvd, Florence, AL 35630, USA
+1 (256) 712-2788

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Feedback about Alabama Central Credit Union?

Here you get acquainted with the feedback of our customers.

I suffered one situation. I urgently needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. Alabama Central Credit Union in Florence seemed to me the most reliable.

Carol Bernhard

Yesterday I needed extra money, I decided to contact Alabama Central Credit Union. They quickly approved the amount necessary, and besides, they offered favorable terms at a low interest rate.

Roslyn Runte I

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at reasonable rate, so far it has been paid off on time, it can be either extended or repaid ahead of schedule.

Muriel Ondricka

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Above there are details about a certain lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Florence, Massachusetts

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Florence, Massachusetts are issued problem-free. The interest percentage is dependent on the customer's person-related information: if you pay back more payday loans, the more reasobanle terms and rates payday lending companies offer.


23% small loan cap

How will Alabama Central Credit Union help issue a loan in Florence, Massachusetts?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed funds will be deposited to account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed within minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

A adverse factor taken into account by financial institutions is known as bad credit history. But this hindrence is not reviewed as the only one by microfinance organizations to issue a loan. The lending company review many aspects such as financial capabilities to approve the form. Payday loans in Florence, Massachusetts may help level up your credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will show the cost of the payday loan. It takes seconds to see the result.

APR Calculator

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