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Loan agency in Fort Payne, Alabama

2201 Gault Ave N, Fort Payne, AL 35967, USA
7 years in business
+1 (256) 845-3719

Feedback about Southern Cash Advance?

Here you get acquainted with the reviews of our customers.

I trusted Southern Cash Advance when it was necessary to get a cash advance. I filled out an application quickly. No issues.

Lyric McLaughlin

I often issue a loan to a card in Southern Cash Advance. It is very efficient. If you give it back quickly, the interest rate is favorable. Employees politely and intelligibly explain all the nuances.

Barry Padberg PhD

I contacted Southern Cash Advance. Everything was done fast. Only pleasant impressions remained!

Mr. Jerel Rau III

Pay Attention

Above-defined info offers the details about a exact lending company. Below-defined info is oriented on common information about payday loans.

Payday Loans in Fort Payne, Alabama

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Payday loans in Fort Payne, Alabama are taken out problem-free. The interest percentage is dependent on the borrower's personal information: if you pay off more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Southern Cash Advance help take out a payday loan in Fort Payne, Alabama?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed money will be deposited to credit card. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be processed in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Fort Payne, Alabama. They assess many other factors before issuing a loan. One of them is financial capabilities. This is a way to enhance your credit rating.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Fort Payne, Alabama

Woodforest Bank

11697 US Hwy 431, Guntersville, AL 35976, USA

+1 (256) 878-1146

www.woodforest.com

Advance America

160 River Square Plaza #22, Hueytown, AL 35023, USA

+1 (205) 497-9873

www.advanceamerica.net

Peoples Independent Bank

99 AL-168, Horton, AL 35980, USA

+1 (256) 281-0380

www.pibonline.com

Community Loans

1449 Lakewood Dr, Jasper, AL 35501, USA

+1 (205) 221-6311

America's First Federal Credit Union

3052 Allison-Bonnett Memorial Dr, Hueytown, AL 35023, USA

+1 (205) 491-5000

www.amfirst.org

River Bank & Trust

1479 W Main St, Dothan, AL 36302, USA

+1 (334) 702-2265

ATM (Regions Bank)

1200 Broad St, Phenix City, AL 36867, USA

+1 (800) 734-4667

www.regions.com

Title Cash

995 2nd Ave E, Oneonta, AL 35121, USA

+1 (205) 625-3117

www.titlecash.com

Chemco Credit Union

1638 Industrial Rd, McIntosh, AL 36553, USA

+1 (251) 944-3020

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