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4 41 reviews

711 E Meighan Blvd, Gadsden, AL 35903, USA
+1 (256) 543-9530
www.familysavingscu.com
Sunday
Closed
Monday
7:30AM–4PM
Tuesday
7:30AM–4PM
Wednesday
7:30AM–12PM
Thursday
7:30AM–4PM
Friday
7AM–5PM
Saturday
Closed

Domain Info

Created Date

1999-07-29

Mailing Address

711 E MEIGHAN BLVD, GADSDEN, AL, 35903-1917, United States

Company Name

Family Savings Credit Union

Family Savings Credit Union

Contact Data

dns-admin@familysavingscu.com

+1.2565439530

Feedback about Family Savings Credit Union?

Here you read the feedback of our customers.

A big shout out for Deb Hooks for making my loan process so easy and being very professional throughout the whole process. God bless!

Mrs. Aurelia Cartwright

Good service, friendly staff, and only takes $5.00 to start a savings account

Jaylen Howe

They refused to give me my money!!!!!!!!

Marcella Boehm

Pay Attention

Above-shown info provides the details about a certain lending company. Below-shown info is oriented on shared information about payday loans.

Payday Loans in Gadsden, South Carolina

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Hassle-free financial products are considered as payday loans in Gadsden, sc. They are issued at individually-set interest rates. They depend on customer's data. It is also significant to pay back as much payday loans as possible.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will Family Savings Credit Union help issue a loan in Gadsden, South Carolina?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are issued day and night. The deposit will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is considered by microfinance organizations before taking out a loan. But banks almost 100% deny the request when lenders in Gadsden, sc will estimate other aspects like solvency and approve a payday loan. This is a way to improve your credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a real cost of the loan.

APR Calculator

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