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4.9 51 reviews
Loan agency in Gardendale, Alabama

592 Fieldstown Rd Ste. 112, Gardendale, AL 35071, USA
+1 (205) 631-8366
www.advanceamerica.net
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
11AM–5PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
9AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you grapple with the reviews of our clients.

Great group of people , very helpful , made me feel right at home .

Geovanni Keeling

Treats you like family when you walk in.

Ms. Anita Hirthe

Never had a problem great staff and willing to work for you to get it done

Berneice Pouros

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will explain shared information about payday loans and its specific features.

Payday Loans in Gardendale, Alabama

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

It is easy and quick to take out payday loans in Gardendale, Alabama. The rates are set on an individual basis: if a customer repays as much payday loans as possible, she will be provided one of the most efficinet terms and rates.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Advance America help take out a payday loan in Gardendale, Alabama?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Lenders do not consider this factor the only one to issue a loan in Gardendale, Alabama. The lending company will assess many points to qualify such as solvency. Payday loans will be a way to improve your bad credit score into a favorable one.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the loan.

APR Calculator

Other Payday Lenders in Gardendale, Alabama

Service Loan Company

2464 Pepperell Pkwy, Opelika, AL 36801, USA

+1 (334) 749-4003

www.serviceloansouth.com

Citizens Finance of Guntersville, Inc.

1904 Gunter Ave, Guntersville, AL 35976, USA

+1 (256) 505-0076

www.citizensfinance.biz

Columbus Finance

1273 Old Talladega Hwy, Sylacauga, AL 35150, USA

+1 (256) 249-0305

Navigator Credit Union

1950 Government St, Mobile, AL 36606, USA

+1 (800) 344-3281

navigatorcu.org

Colonial Finance

36 Samford Ave UNIT E, Opelika, AL 36801, USA

+1 (334) 749-6131

Security Finance

4677 US-431, Albertville, AL 35950, USA

+1 (256) 894-7360

www.securityfinance.com

OneMain Financial

7520 US-431, Albertville, AL 35950, USA

+1 (256) 878-6370

www.onemainfinancial.com

ATM (Regions Bank)

100 Grand Ave S, Fort Payne, AL 35968, USA

+1 (800) 734-4667

www.regions.com

First National Bank-Brundidge

137 S Main St, Brundidge, AL 36010, USA

+1 (334) 735-2351

f-n-b.com

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