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What people think about SouthPoint Bank?
Below you see some of the opinions of our customers.
Good website with reasonable rates. They transferred the next morning, as I expected. I will use SouthPoint Bank again if I need extra money.
Prof. Flossie Heathcote
Thank you for the fantastic service. Your employess guided me throughout the process. It’s cool that you only need an ID to apply.
Carolyn Wolff Sr.
It decided to rebuild my credit because I had no chances of getting approved for a business loan. So I applied for a cash advance via SouthPoint Bank. Took out 3 small loans, one after another, and repaid them on time. My credit history improved! It worked! Very happy.
Miss Alysha Moen
Important
The above-given information provides the details about a peculiar financial institution. The information below is about general information about payday loans.
Payday Loans in Gardendale, Alabama
A payday loan is a short-term loan that can help you deal with sudden cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans in Gardendale, Alabama is are easy to get. The interest rate is specific for each applicant and depends on various things: age, income, loan amount needed, loan term, credit score, etc.
APR
456%*
Max Loan
$500
Min Term
10 days
Max Term
31 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Payday loans are created for borrowers with a credit report that's less than spotless, or who have poor to no credit history. Bad credit history may stop you from getting accepted for a bank loan. Payday lenders in Gardendale, al accept borrowers with poor credit. You can request a bad credit payday loan online around the clock and if accepted could have the money in your account within the hour.
To get approved for a cash advance, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.
APR Calculator
Other Payday Lenders in Gardendale, Alabama
Check Into Cash
519 W Avalon Ave Suite 14C, Muscle Shoals, AL 35661, USA
+1 (256) 381-2480
local.checkintocash.com
Woodforest National Bank
890 Odum Rd, Gardendale, AL 35071, USA
+1 (205) 631-0919
www.woodforest.com
Local Finance & Tax Service
242 S Broad St, Scottsboro, AL 35768, USA
+1 (256) 594-1611
www.localmgmt.net
