Welcome to Our Online Loan Referral Service

4.8 23 reviews

1039 Mt Olive Rd, Gardendale, AL 35071, USA
+1 (205) 631-5556
www.amfirst.org
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

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What people think about America's First Federal Credit Union?

Below you find some of the testimonials of our clients.

I've had two loans with them and very pleased with the help I received.

Prof. Alvah Brown

My experiences with this bank have all been positive! If I need a loan, this is the first place I go.

Josiane Cormier

Very friendly, good service offerings.

Althea Will

Important

Now you can read general characteristics of payday loans.

Payday Loans in Gardendale, Alabama

A payday loan is a short-term loan that can help you deal with emergency money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans may turn out an easy and fast solution to a short-term problem in Gardendale, Alabama. Loans from payday lenders can get you money quickly. Your APR will depend on several factors.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give consumers with a bad credit rating an increased opportunity to get accepted for such loans. A payday loan may be the only financial product available for some borrowers to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your budget and pay off your loan commitments without delays.

To get approved for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the APR. It’s easy to find out the real cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Gardendale, Alabama

Check Mate

501 Quintard Ave suite 9 & 10, Anniston, AL 36201, USA

+1 (256) 237-8755

www.titlecash.com

Lucy's Loans

356 Hwy 78 W, Jasper, AL 35501, USA

+1 (205) 221-6441

www.lucysloansjasper.com

Regions Bank

2140 E Main St, Dothan, AL 36301, USA

+1 (334) 836-6470

www.regions.com

Money Transfer Systems

Birmingham, AL 35209, USA

+1 (205) 837-8242

Investar Bank

120 Big Valley Dr, Alexandria, AL 36250, USA

+1 (256) 847-8802

www.investarbank.com

Credit Central

909-B 6th Ave SE, Decatur, AL 35601, USA

+1 (256) 340-2089

www.creditcentralllc.com

AOD Federal Credit Union

12 Elm St, Oxford, AL 36203, USA

+1 (256) 237-9494

www.aodfcu.com

Covington Credit

1838 S Alabama Ave, Monroeville, AL 36460, USA

+1 (251) 743-3600

www.mymoneytogo.com

PNC Bank

9 Broad St, Selma, AL 36701, USA

+1 (334) 874-5432

apps.pnc.com

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