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What people think about America's First Federal Credit Union?
Below you find some of the testimonials of our clients.
I've had two loans with them and very pleased with the help I received.
Prof. Alvah Brown
My experiences with this bank have all been positive! If I need a loan, this is the first place I go.
Josiane Cormier
Very friendly, good service offerings.
Althea Will
Important
Now you can read general characteristics of payday loans.
Payday Loans in Gardendale, Alabama
A payday loan is a short-term loan that can help you deal with emergency money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans may turn out an easy and fast solution to a short-term problem in Gardendale, Alabama. Loans from payday lenders can get you money quickly. Your APR will depend on several factors.
APR
456%*
Max Loan
$500
Min Term
10 days
Max Term
31 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give consumers with a bad credit rating an increased opportunity to get accepted for such loans. A payday loan may be the only financial product available for some borrowers to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your budget and pay off your loan commitments without delays.
To get approved for a loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator helps to quickly calculate the APR. It’s easy to find out the real cost of the loan even before applying.
APR Calculator
Other Payday Lenders in Gardendale, Alabama
Bank of Frankewing
14226 US-231, Hazel Green, AL 35750, USA
+1 (256) 507-9180
www.bankoffrankewing.com
OneMain Financial
1602 Beltline Rd SW, Decatur, AL 35601, USA
+1 (256) 353-1660
www.onemainfinancial.com
Check Into Cash
621 Boll Weevil Cir #31b, Enterprise, AL 36330, USA
+1 (334) 308-1461
local.checkintocash.com
Regional Finance
1123 N McKenzie St, Foley, AL 36535, USA
+1 (251) 952-1100
branches.regionalfinance.com
Advance America
5925 Trussville Crossings Pkwy Suite 105, Birmingham, AL 35235, USA
+1 (205) 661-0455
www.advanceamerica.net
